Opening savings account in BPI tutorial is one of the most searched articles on this blog. In fact, it’s in #1 most popular post on this blog right now. To make it more helpful, I’m creating a complete guide on how to open a savings account in BPI and hoping to answer some of the common questions the readers ask.
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This will basically share the information you need if you want to open a savings account in BPI. All these data are taken from official BPI website. Here you go.
BPI Savings account requirements
- 2 valid IDs
- Billing statement (to verify your billing address)
- 2 copies of 2×2 photos
*New requirement:
- TIN number (in earlier part of 2016, almost all establishments doing financial transactions ask to require TIN numbers from their clients/customers)
*Billing statements don’t need to be in your name, as long as it is the same address with the address that you’re going to use.
Procedures in opening a savings account in BPI
1. Visit the nearest BPI bank in your area and make sure you have the requirements ready.
2. Advise the teller/banker that you’re going to open a BPI savings account. Check the list of savings account in BPI below to see what kind of savings account that is appropriate for you.
List of savings accounts in BPI.
BPI Easy Saver
This savings account in BPI doesn’t have to maintain balance and the initial deposit amount is only P200. Yap, you heard it right. No maintaining balance plus a very small amount you need to open this savings account in BPI.
I have this BPI savings account and it’s very helpful. Read the full tutorial on how to open a BPI easy saver account here.
BPI Express Teller Savings
It’s an ATM savings account in BPI that provides you easy access to BPI ATMs nationwide. You can also use this BPI ATM savings account as a debit card and pay your bills.
You can enroll it in BPI online banking and enjoy the benefits of their online facility.
- Initial Deposit: P500
- Required Maintaining balance: P3,000/month
- Required balance to earn interest: P5,000
- Interest rate: 0.250% (per annum)
BPI Passbook Savings account
Here is some features of passbook savings account in BPI.
- Initial Deposit: P10,00
- Required Maintaining balance: P10,000/month
- Required balance to earn interest: P25,000
- Interest rate: 0.250% (per annum)
Save-up Automatic Savings
This requires that you already have a BPI ATM savings account to automatically transfer your savings. This BPI savings account is another good option if you want to automate your savings. See the features below.
- No initial deposit
- Automated savings
- Can be enrolled to BPI online banking
- You have 2 variant options (a) Save up high that has high interest or (b) Save up with free accident and free life insurance
Jumpstart savings
This BPI savings account is designed for kids. If you want to open BPI savings account for your kids, this is a good option. You can also check my article for other savings account for your kids here. Here are the BPI Jumpstart savings features.
- Initial deposit: P100
- Required maintaining balance: P1,000/month
- Required balance to earn interest: P2,000
- Interest rate: 0.250% (per annum)
- Guaranteed savings (portion of the funds can be protected from withdrawal)
- Allowance transfer facility (used to automate transfer of allowance from your other BPI savings account)
- Can be used as debit and privilege card
Maxi-Saver Savings
This BPI saving account will give you higher interest than usual account. You’ll get a bonus of 0.5% interest if no withdrawal made in a MONTH. See full features below.
- Initial deposit: P50,000 for ATM or P75,000 for Passbook
- Required maintaining balance: P50,000 for ATM or P75,000 for Passbook
- Required balance to earn interest: P50,000 for ATM or P75,000 for Passbook
- Interest rate:
Less than Php 50,000 – N.A.
50,000 – 499,999 – 0.250%
500,000 – 999,999 – 0.375%
1M and above – 1.000% - With 0.5% BONUS p.a. if no withdrawal within a month
Savings account in BPI with Life insurance
This savings account in BPI is another great option because it comes with FREE life insurance. This can help you protect your family in case of uncertainty happen. See the features below.
3. Those are the savings account in BPI you can open. Once you’ve decided(better decide before going to the bank), advise the teller/banker what type of BPI savings account you want to open and fill up and complete the application form. Make sure you double check all the information.
4. Wait until your transaction and provide the completed application form, the requirements and the initial deposit required for the type of savings account you’re opening.
5. Allow a day to have your account activated. The ATM or Passbook will be given to you right away. In some cases, it will take around 2-3 days.
6. They may ask you or you can request to enroll your account in their online banking facility. Please take advantage of this feature as it has many advantages and benefits. You may follow the steps here.
And that’s it! You now have your savings account in BPI. All these information are taken from official BPI website. For the list of all the BPI savings account information, please check here.
You may also like.
- BDO Savings account
- Comparison of Savings account in the Philippines
- Comparison of Time deposit account in the Philippines
Start saving and working on your financial goals. You can read my article about budgeting 101 here to help you increase your savings. To our financial freedom, cheers!
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Richard says
Hi! Can I use my provincial address even if I am residing here in MM? I’d like to open an account here in QC but I will be using my provincial address. Is it possible?
Billy says
Nope, they need your current address and billing statement of that current address.
evanwalt del corro says
May I verify what will happen if you have deposited money to your BPI Express teller then as you inquire for your balance the ATM states that the account holder is not enrolled? What happens to the amount that you have deposited? Thank you
Billy says
What do you mean by that? The money didn’t credited to the account? If account number and account type is correct, check with bank’s customer service. Thank you.
cherilyn says
Hello, can I use my nbi and police clearance for that valid id’s?
Billy says
Nope. You need to have a primary valid ID, those are supporting IDs only. Thanks!
Zavee says
In Lapu-Lapu City, Cebu. They required TIN #. Unfortunately, I am unemployed person. Then, how will I open account now? wew.
Kristine says
Hello, I don’t have an SSS ID yet, but I have it’s E1 form and Philhealth ID. Are they valid for payroll account?
Zi says
@Kristine Banks require government-issued IDs with your picture in it. It’s not enough that you have some documents with written things in it, they need these written things attached to a face. Thus, the ID pictures. But since you’re opening for a payroll account, from what I know, most companies are affiliated to certain bank branches in opening payroll accounts for their employees. You need your company’s form or request for opening an account with that particular bank branch. Make sure you know the name of the person who has custody of it from your company.
Hania says
Can I change my PIN number?
Billy says
Of course yes!
Marissa Roque says
Pwd po ba un tIN ID st Barangay Certificate sa pg open account?
Days on B Dablio Jr. says
Hi sir.
May I ask what was the requirement to open a DEBIT CARD.
I’m from CAGAYAN DE ORO CITY
marj says
hi , ask ko lang kapag nag open ng savings account na studend palang ano ano po mga requirements? at wala pang GSIS and SSS id?
Mc leonidas says
Hi pwede po ba kahit hindi ko name yung nasa billing statement?? We are renting lng po kasi
Billy says
Yes, it needs to verify the address. Thanks!
Ainee Fe Llano says
Pwede ba ibang tao mag process para mka pa open ng savings account ?
Rommel says
Can I pay bills on easy saver?
Billy says
Yes, you just need to register and enroll it online! Thanks!
JEMROSE DELA CRUZ says
Hello, I have two IDs PAG IBIG and Company ID can I apply on EASY SAVER?
Thanks
John balba says
Hi… how can i open an account. Im working in saudi arabia. Tnx
Billy says
Hello John, this type of account needs personal appearance. You may check also this post>> https://thinkpesos.com/7-savings-account-for-ofws/ and contact bank’s customer service for additional question inquiries.
Geny says
Hi just wanna ask! I have bpi savings account and the required maintainting balance is 3k. What will happen if It goes lower than 3k? Ty
Billy says
They will deduct a certain amount each month while your balance is below 3k. Not really sure how much is the deductions though. They will continue to deduct until it goes to 0 balance which will eventually close your account, assuming it stays below maintaining balance. Thanks!
ashaveer says
Safe mo ba yung pera kahit hindi i withdraw sa atm card hindi po ba mababawasan yun?
Jane Pinote says
Hi billy, may i ask. I have an police clearance i.d and TIN i.d only my police clearance i.d is valid for 1 year nman po , pwde na po kaya yun? I do not have any i.d po kasi e gusto ko po sana mag savings. Pls rwply!
Jam says
Hi . Student pa lng ako . Anong kelangan ko to have open account ?
Jhoanna garcia says
I have a cheque from my commision and i would like to deposit it on my account. What kind of account should i open on your bank? Thanks
Billy says
Any savings account would do Jhoanna if you’re just going to deposit the value of that check. Not sure if they need to encash it first. Kindly check with the bank. Thanks!
anna marie b. balsarza says
what specific id can i use to open an account
?
anna marie b. balsarza says
what if I only have 1 valid ID?
Billy says
Normal valid IDs with your picture. Usually those that came from the government like passport, license, sss etc.
Maine says
How about my alumni card when i was in high school pa po?
Billy says
Still not valid. You need to have primary valid ID like government IDs. Thanks!
Arvin says
Hi… is it ok if the proof of billing is named to my mother?
Billy says
Yes!
Cristina says
Valid na po ba ang tin. Id at philhealth id
Gef says
Hi. What kind of account should i open to receive remittance from abroad? (Saudi Arabia) thank you
Billy says
Any savings account would do I guess but there’s other savings account that specifically made for OFWs. You can check my previous article: 7 Savings account for OFWs. Hope this helps. Thank you!
christy says
Hi, puede po bang mag apply ng bpi savings at saka ATM ,kahit walang proof of billing..i have valid ids and passport only.
liorry manalo says
i have a relative in us. she able to put a money in my bpi account so that i get the money?
Billy says
Yes! My brother in UAE is sending remittance to my BPI easy saver account. 🙂
Navi cakes says
How long does it take before you can withdraw the money? I have a brother in uae as well and I just opened a bpi easy savers acct
Billy says
From personal experience, 24 hours except weekends and holiday in PH. 🙂
Jhen says
Can you enroll BPI easy saver in online banking?
Billy says
Yes, I’m using mine! Thanks!
Rosalei solidarios says
Why her ni boracay i cannot open an account in BPI they always say that i need a tin # before I open but when I see her they don’t need tin # just an two valid Id only. Why that so unfair? I just want to open account just for my son not mine.
Billy says
Sorry to hear that rosalei! Might be a policy on that branch.
Zavee says
Same here in Lapu-Lapu City, Cebu. They required TIN #. Unfortunately, I am unemployed person. Then, how will I open account now? wew.
Ellyzha Simplina says
what savings account is perfect for a student like me?i only have student i.d. and can i also open a bpi express teller?
Billy says
Yes Ellyzha, BPI easy saver is also a good choice.
Gwen stephanie says
Do they give a passbook for bpi easy saver account? How much?
Billy says
Nope it’s an atm savings account. 🙂
Monkeyyyy says
Can you open an account even if you are still underage without parents consent ?
rhey says
hi. i’m a student and opened a savings account with BPI (easy saver) but the branch is requiring me TIN. Is it necessary since i’m still a student?
Billy says
Might be a new process Rhey. If it’s required, you need to provide that for that type of account or try other savings account they offer. 🙂
jervie says
Can i open a passbook account with atm?
Billy says
Yes!
raymond paguirigan says
Is bpi saver savings account still available now?
Billy says
Yes!
Manikajoy says
How much po yung atm with passbook ? Thanks
Billy says
Not really sure. But if you have an existing account, you can request them to have both ATM and passbook. THanks!
Tiara says
What kind of account is it?
Maan says
hi! I have my account 1 year ago and I’m planning to open an account again is that possible? thanks.
Billy says
Check if your account is still active, if not you may need to open a new one. 🙂
Cristina says
Hi just wanna ask if it is ok if i open a savings acct. But my i.d is only company and philhealth i.d only..
Dob says
i already have an account in bpi and i want another 1 for a new atm do i still need al lthe requirements?
Billy says
Yes Dob, still needed for each account. Thanks!
erica says
sir sa easy saver po ba pwede magdeposit ng crossed cheque?
kimberly says
hello ..how much po ung atm w/ passbook?
Arvie says
Hi may I ask if pwede ba kong mag-open ng account for someone?
nasa ibang bansa kasi xa.. and gusto nia sna mgopen kahit ung easy saver..
pwede q ba xa mpgawan ng bank account? tnx
Romeo says
Hello,i just want to ask how can i activate my account??i havent got my card yet,all i have is a verification form,what will i do with this form??
Billy says
What account? What do you need to activate? Thanks!
Jhoy says
Hello po.. bpi is international? Kilala din sa uk. Do we need code when they send money?
Tony says
I user my sabing account only one time! Alm kay one year now. Can I still use my account now? Thank you
Tony says
Sorry for my typin error, my questioned I have savings account But i used onetime only, almost one year now, do I can still use that account? Thank you
Michael Francis says
Hi sir. Question LNG po. Phil health card LNG po ako Meron na government issued id. Tpos, sss (pink form) ska tin paper form din po. Pwede na ba un as valid id’s? How about nib clearance?
Then another question po, kc ung manager’s check ko is from citibank, pwede ko ba un iencash using my BPi easy saver account ( once ngopen na po ako ng account; hndi ko alam na 200 pesos LNG pla mkkpgopen na, super baba compare Sa bdo)? 3 days ba ang processing pra maiencash ko ung manager’s check???
Billy says
As far as I know, you cannot encash that cheque in BPI, you need to go the Citibank branch. BPI requires valid ID, so I cannot guarantee but you may try to bring those ID and see if they accept it. THank you!
Geel says
I was able to encash Citibank’s managers check, by depositing it on my BPI express teller acct, but withdrawal after 3 days
Billy says
Thanks for the update Geel. This will help other readers with the same concern. Cheers!
beth raon says
I want to open po a savings acct but i have only 1 id…pwd n b un? Voters id?
Billy says
Nope! You need to have atleast one primary valid ID and 1 supporting ID.
Paula says
Hi tanong ko lang po. I have an online shop and I want my customers to send their money thru bpi. Magastos kasi kapag remittance like lbc and palawan. Ano po bang kunin ko na pwede makadeposit yung mga customers ko sa bpi. Savings acc po ba? Thank you ?
Billy says
Yap, open any of the savings account and then enroll them online so you can check the balance real time via internet. You just need to provide the account number to your clients so they can deposit or transfer payments to you. 🙂
ghem says
I’m applying for BPI EASY SAVER ACCOUNT that you only need a 200 peso to have the ATM but they said they don’t have the card how?
Billy says
What do you mean how ghem? Do you mean ATM is not avaialable that time? They should accept the application and then advise you when you claim your atm card.
Jennelyn says
Hi! Share ko lang nag apply ako ng ATM card sa BPI nung monday. Dala ko is Passport and drivers license. Napaxerox ko na isa isa. 1×1 photo isa lang, about the billing statement hnd magkatugma ung billing address ko sa mga id kong dala. Inexplain ko naman na lumipat kami ng bahay. Pero dala ko lahat ng bills bka kasi sabihin e kinuha ko lng kung saan, ang kinuha nila ay ung bill ko sa PLDT. Syempre same month din dala kong bill. then ng fill up na ko ng form. Today Wednesday nakuha ko na agad ATM ko, ang bilis. pgtpos mabgay Atm inassist nila ako ulit pra sa PIN at naenroll nadin ako sa BPI online. pra mamonitor ko ung acct. ko. super bilis. basta valid lahat ng dala mo.
Billy says
Thank you for the information Jennelyn. This is a good reminder to other new applicants, bring all necessary requirements to speed up your application and the process. 🙂
Mylene Uy says
The Homeowner’s Association to which I am one of the officers wanted to open a BPI savings account. May I know what are the requirements needed to open an account? Thanks.
Billy says
Ms. Mylene, unfortunately this article is for personal savings account only. For cooperative or association account, please check with the nearest BPI. They might have other requirements too. Thanks!
denmark says
Hi there. Ask ko lang po kung paano yung savings account na ipapasok sa stock market na may required deposit na at least 5k a month. I wish to open such account to gain more. Thanks
Billy says
What do you mean savings account with stock market? You can open a stock market without savings account and vice versa.
Denmark says
Sorry, di ko kasi masyadong alam yung technicalities sa banking. Can you offer me something na mag iincur ng mas malaking interest aside from the basic savings account. Thanks po.
Billy says
Almost all savings account in the PH gives low interest rate, around 0.025% p.a. You can try to have time deposits but it’s still low. If your goal is to grow your money, put them to investments like UITF, mutual fund and other investment vehicle. But of course, you need to have basic knowledge and information about them first. You can find basic and foundational guide on this blog. You may also read other filipino personal finance blog or better attend personal finance related seminars. Godbless!
jaq says
hello, ask ko lang, ano bangbpi atm card and pedeng iapply para magamit sa dubai… thanks
Dennis says
ask ko lng po, may charge po pag deposit/remittance? at anu po mangyayari po pag hindi umabot sa Monthly Required Maintaining Balance ang account?
Billy says
Deposit from BPI branches doesn’t have charge but remittances have charges and depends on the remittance center. Depending on the type of account, they will deduct certain amount if your balance fall under required maintaining balance. Thanks!
Aa says
Mr., pag nag-18 years old na po ba, can I still use my jumpstart savings or can I have a easy savers account kahit wala akong proof of billing and I’m still 17 years old?
Billy says
You can enroll for BPI easy savers, use your parent’s proof of billing if you still live with them. Thanks!
Malou says
Hi. May i know if i can still open a savings acct even if my name is on the adverse list. I dont have any pending loan or credit card with bpi. I just want to open an acct with them is it possible, if not what can i do to be able to open an acct.thanks.
Billy says
Yes!
kristine says
hello! i’m interested to open an account, but my billing address is the same as my office address, is it possible? is there any additional requirements that i need to comply. thank you!
Billy says
You can present any billing even if it is not under your name as long as you live in the same address. At least from what we’re told. 🙂
charlie says
Hi. I’m planning to open a stocks account. Online registration says kailangan ng bank account. Gusto ko sana savings sa BPI. pwede ba easy savers dun?
charlie says
If not. what’s the next cheapest? Yung hindi masyado mataas required maintaining balance.
Billy says
Yes Charlie! 🙂
rizchelle says
what’s the difference between bpi easy saver than that of bpi express teller savings? thanks
Billy says
Maintaining balanace is the major difference! 🙂
Billy says
Thanks for sharing Jane! Godbless!
nico says
sir just want to ask how to change my pin online?
Billy says
Just follow the forgot password or can’t login link on the login page. 🙂
hebron says
Good day Sir,
I want to open a joint account with my partner what are the requirements.
Thank you,
Billy says
Same requirements, you and your partner needs to be there and present each of the requirement here. 🙂
Rachel says
Hi! your post is really informative but may i ask if is it ok to use my address in my birth certificate which is different from my I.D though both addresses belong to same Brgy? also, can i used for online shopping the BPI Express Teller Savings? thank you and God bless
Billy says
Thank you! Yap you can use that. And yes it can be use in shopping like a normal debit card. 🙂
WILSON says
hi, i’m applying for bpi savings account. what is the specific valid i.d they need?
i have company i.d., voter’s i.d. philhealth i.d.
mhy says
Sir can I ask what if I want to change my existing personal account to joint bank account but my problem is my partner is still in other country can I change it by myself with just an affidavit?without his appearnce because of the circumstance?..thank you
Billy says
Not sure with this Mhy. What type of joint account you have? If it’s “OR” I think it’s possible. Kindly check with the bank to make sure though. Thank you.
cha says
hi! can i deposit my Pagibig loan cheque in BPI? thanks..
Chisskarzz says
Hi there,
Are those BPI savings account have a charging fee upon cash withdrawals or any transactions on ATM machine?
Thanks
Billy says
BPI easy saver yes! P5 for withdrawal in BPI and P11 pesos in other ATM. P100 for BPI over the counter 🙂
KC says
What if I’m a student? What are the requirements for BPI SAVINGS?
Billy says
Yes but you have to provide valid IDs. You may also need to have assistance from your guardians if you’re 18 below. Kindly ask the bank for exact process. Thanks!
hannea says
Hi! The company that I am working with is using bpi express teller for our salary. I want to open another account wherein I can transfer my savings from my salary online. What specific account should I open? Thanks!
Billy says
Any savings account would do. I suggest to open a regular savings account or BPI easy saver. Thanks!
mark says
i want to open Maxi-Saver Savings account, if i will deposit 50,000.00 and the interest 0.0250%, how much in peso can i get? also, its possible to withdraw my 50,000.00 deposit along with interest after
interest credit to my account?
Jenny says
I only have atm card, can i apply again with the same account for passbook so i can monitor my account.?
Billy says
Yes Jenny. You can can have both atm and passbook for the same account. Thanks!
Crystal says
hi ! if i open an easy savers account , is it the same like the other account that you will deposit cash thru their atm machines ?
Billy says
Yes, you can also deposit over the counter to BPI branches.
Joyce says
Is student ID valid?
Karin says
Hi, I’m a foreigner planning to open a saving account (passbook). I don’t have an ID with my current address on it for Billing statement (to verify your billing address). I heard that I can register at the nearest bank to my workplace, but I’m not sure. Can you help me?
Billy says
Hi Karin, I’m not sure if the process is the same with foreigner like you. The best way to address your concern is to visit the nearest BPI branch in your area. As far as I know, you may need to submit other requirements aside from mentioned above. Thank you!
Chris says
Hey. I’m just a student and I want to open an account. What is the best option for me?
I only have 1 ID.
Eric Arenas says
Gusto ko sana mgbukas ng saving account sa bpi. Mag a abroad po kase ako, magagamit ko ba ang pagbukas ng acct ko pag nsa ibang bansa ako.gusto ko mkasave ng pera at makapag widraw kung nasa abroad ako.salamt po sa response.
Xavier briones says
Hi. I just want to ask how can i widraw my peso account here in vietnam?
Jane says
Hi.po.can.i.ask ,is it ok if we dont withdraw our savings account for a long time? thanks
Billy says
Yes of course! Thanks!
maryjane t taguiam says
Ilang days bgo po mkuha ang bpi ATM kc kakaopen ko LNG nung DEC 28 tumwg me s office wla p dw
eliza says
hi i have postal id and philhealth id can i open an account with this 2 ids?
Pau says
Can a BPI easy savers account be a debit card also???
DC says
Would like to open an account but do not have a billing statement under my name. How can I go about opening an account?
Ashley says
How can I open account if I am a student. And I only have school ID. Because my passport is already expired last month.
Eric Choo says
How much penalty for if saving lower than maintenance balance of P3000 for “BPI Express Teller Savings”?
Cate says
Hi. I just want to ask if can I open an account if im still 16 yrs old? what kind of account? because I only have School ID? Is it possible?
mary grace says
wat if i have 1 valid id witch is v0ters?
Billy says
That should be good! Thanks!
Fred says
Hi if I open an BPI bank account in London can I withdraw money from that account in the Philippines, I am thinking of settling in Palawan can my uk pension be paid into the same account the same as a current account in the uk. Thanks
Billy says
Not really sure about this Fred, you may need to ask the bank. Thanks!
Chris says
Hi Sir,
Currently I have no bank account. But I like to open my 2 daughter’s (7 yo & 14 yo) their personal bank account.
I want a passbook savings for the both of them.
Does this means I have to have 20,000 pesos (10 thou each) initial deposit for both of them?
Is the Jumpstart savings on BPI have a passbook? Or just an ATM card?
Thanks
Billy says
Hi Chris thanks for visiting the blog. You may check this article for other option: Savings account for kids in the Philippines. Thanks!
michael says
hai, sir, i only have 1 valid i.d. which is my drivers licence, would that be enough,?
Billy says
That would be good but they may ask for a supporting ID or document. Thanks!
Mario says
can i open an account that has no maintaining balance, that i can used to purchase items or airline ticket.
thanks…
Yen says
Hi Billy, would you know if it’s possible to make an existing savings account to an AND/OR savings account?
Billy says
Yes, just visit the bank and inform them. Thanks!
Mitch says
Hi. I have unpaid cc with bpi 7-8 years ago, amounting maybe 40-50k.I need to apply for bpi express teller, do you think i can still apply? Thank you.
Billy says
Nope. They’ll see those records once you apply, I suggest settle those unpaid cc first or try other banks. Thank you!
Joie says
Hi! Im planning to open a checking account at BPI Family Savings. Can I get the checkbook on the same day? Thanks!
Billy says
Most of the time yes. But as mentioned, some branches has different policies than the others. Thanks!
christina albarico says
hi good day i just wanna ask if i can avail bpi credit card automatically if i have one of these kind of savings account?TIA 🙂
Billy says
It depends. They have separate processes and requirements. But if you have a good record and complete requirements most likely you’ll be approve. Thanks!
kevin says
Hi ! Can i apply BPI Direct Express Teller Savings from bpi or bfsb branch?
Dale says
What If I have only 1 valid ID, I’m still a student. Thanks.
Billy says
Unfortunately you need to have a primary valid ID. Thanks!
Kristine Deaño says
May I ask if police clearance/ nbi clearance will be accepted as a vaild ID?
Billy says
Nope. You still need to have a primary valid ID. THose are considered secondary or supporting IDs only. THanks!
CAMIORA says
Good afternoon. I have deposited a check to my ATM savings account. After a day, when I checked my balance the check deposited was reflected as Current. What does it mean? How can I withdraw the amount as Current in my ATM savings Account? Thanks.
Billy says
As far as I know it should be in savings if you opened savings account. Tried selecting current when you select the option at the ATM machines, it it’s not allowing you, you need to check with the bank. Thanks!
Brian May Sebastian says
Hi im a grade 6 student and im 12 yrs old. What’s the best account for me? i want passport and atm
tnks
Billy says
You may check this article on this blog. Thanks
Brian may sebastian says
Hi im grade 6 student and im 12 yrs old. What is the best savings account for me. I want passbook and atm for it. Tnks
Grace says
Thanks for sharing this. May I ask, how about the BPI Express Teller, the blue color? I have it.
Can this save up my money?
Billy says
Yes, it works the same way. Thanks!
DENISA P. ZUMARAGA says
can i ask if the NCIP ID is valid. NATIONAL COMMISSION ON INDIGENOUS PEOPLE ?
Norman says
hi .. i had my BPI atm from my previous company..so basically it’s a payroll atm and acts as a master debit card…however i resigned last october and i want to open a savings account with BPI..so is it possible for me to use my previous account from my company as my savings and use the same atm or do i need to open a new account with new atm? .any helpful feedback will do ..thanks
Billy says
You can still use that. I did that before on one of my payroll ATM. Thanks!
Neil says
will they have a monthly charge or any charge when i use my payroll account as personal account? Thanks!
jess says
Hi,.I have a question do you have an atm with passbook??because I have an insurance company which is auto debit into my atm account,,I want to have a passbook same to my atm..tnx
Billy says
You can request to have both. Go to your branch and advise them that you want to have both ATM and passbook for your account. Thanks!
Janine says
Hi! I just want to ask if it is possible to apply for a replacement of my lost atm card if I am outside of the country? I lost my atm card and I need the information on it to activate transfer to anyone on my online banking. I would like to know if I could still apply for a replacement or is there any possible way to know the details of my card that I need. Thank you!
Billy says
You need to contact the bank’s customer service Janice to help you out. There is nothing I can help here. Thanks!
Paul says
Hi, happy new year. I already have a account (Payroll), im planning this year na mg open ng another account for savings. It is possible po na mg open ng 2 account under one name (Mine) and possible din po na mg process ng 2 accounts in one instance/ one time. Thank You.
Billy says
Yes you can another savings account under your name aside from your payroll. Processing of 2 accounts in one application is also possible. Thanks!
myrna says
hi. paano po ang gagawin ko kung gusto ko ng ipasara ang account ko sa bpi. i am currently working abroad. thanks for the reply 🙂
myrna says
hi i would like to close my account in bpi. is it possible if i am abroad?
FEL says
HI , IS IT POSSIBLE IF MY BOYFRIEND WANT TO OPEN ACCNT WITH 1 VALID I.D BUT IT IS ALREADY EXPIRED?
Billy says
Nope, if ID is expired, it’s not valid. Thanks!
nuelle says
Hi, can i transfer money through mobile from my BDO account to BPI easy saver? If yes, how much will it cost?. TIY 🙂
Billy says
Nope. Only from the same banks. Thanks!
bryan says
i only have voters ID .. is this OK?
Neil says
Hi whats the ideal saving deal for a 18 years old college student such as myself?
Suji Taeyeon says
Hi, ask ko lang, meron na kong account at yung card ko nakasulat ay BPI Express Teller International. Base dun sa mga sagot mo, may maintaning balance ang Express Teller pero bakit yung sakin wala, nag initial deposit lang ako ng p200 + p50 for card na nakuha ko agad at nagamit ko a day after ko mag change pin. Nung foundation day kasi sa school namin may booth ang BPI na humihingi lang two 2×2 or 1×1 na picture and photocopy ng school ID namin. Nagagamit ko na yung atm ko at nakapagdeposit na din ako. And magkano pala minimum widthrawal? Thanks
Billy says
That’s BPI easy saver! 🙂
Charmine Taher says
Hi may I ask I have account on BPI unfortunately the maintaining balance zero , bank automatically closed the account but still I have outstanding credit amount. Is it possible to re-open my account and the charge of it will be debit . Your helpful advise is highly appreciated. Thank you & God Bless:)
eva says
hello po.. I would like to ask if do I have to pass requirements if I do have a current payroll savings account in bpi? I want to have a personal savings account.. please advice ..
Lexther says
Hi quick question. Once I have the ATM savings account how do I deposit cash to it? Should I follow the usual teller and deposit slip?
Thanks in advance.
Lex
Billy says
Just follow the normal deposit procedure. Fill up the deposit slip and give it together with the money to the teller. Thanks!
Rea Joy Ecehavaria says
i, I just wanted to ask, cause I only have philhealth id, nbi clearance, is this ok to open an atm pyroll account?
Karen says
Hi, how about opening a joint account? Same requirementz pa rin po ba from each signatory?
Karen says
Requirements
anne cruz says
Just Asking
How much will I’m going to need to open bpi express teller ?
Carine Estole says
Hello! Im student, and I want to open BPI passbook savings account, i dont have any government Id, just school ID, according to the list of requirements 2 valid Id’s? Can I use my registration form and school Id? Thank you, kindly response.Godblees!
Carine Estole says
Hello! Im student, and I want to open BPI passbook savings account, i dont have any government Id, just school ID, according to the list of requirements 2 valid Id’s? Can I use my registration form and school Id? Thank you, kindly response.Godbless!
Billy says
Please visit the nearest bank in your area. Some branch allowed it but some do not. Thanks!
Samantha Allison says
Hi I only have 1 valid ID -School ID. Is it possible for me to open a student savings account? Thank You!
Princess Sybil says
Hi! I just want to ask if anong gagawin if gusto ko magchange ng atm from jumpstart to easy saver?
Billy says
You need to open a separate account(easy saver). Thanks!
Princess Sybil says
What would be the requirments for the separate account? Thank you si much!
Cristina says
Just wanna ask if pwede company at philhealth i.d lng po gmitin ko for savings acct.reqirements..
Billy says
On some branches they allowed but most do not. Kindly visit the nearest branch in your area. Thanks!
Cristina says
Pls..i need your reply i will open a savings acct. Right now if pwede.
Mel says
Hi, do you know how to open an account for a non profit organization?
Billy says
It’s the same process Mel. Thanks!
Mhay says
Hi.Good day..galing na po ako sa middle East tapos paguwi ko po dito nawala Yong atm card ko pwde ba magkuha ulit ng panibagong atm card ?
Billy says
Yes po. You need to report it to your branch to protect your account and provide you with new ATM card. Thanks!
mitch says
How fast is the release of atm
Billy says
It can be release within hours or within the day depending on the branch. Thanks!
Ervic says
how much do i need to have a joint account or to open account??
Billy says
Sorry Ervic, haven’t tried opening joint account in BPI. I’ll get back to you when I did. Thanks!
Joyce montemayor says
Hello,just asking i dnt have any i.d just p0stal I.d nd philhealth I.d..h0w d0 I 0pen acc0unt if I have 0only dat I.d. ?
mark cruz says
Hi,
Does online account expire? I have an online account but i’ve not used it for almost 2yrs. Now i have another account with bpi and i want to reuse my previous online account. Is it possible to retrieved it or should i create a new account instead? btw. The account enrolled on my online account is already inactive also for 2yrs.
Billy says
BPI is the only one can verify if it’s active or not. Or maybe you can try to login or use forget password to see if you can still use your online account. Thanks!
mark cruz says
sorry, my question is off topic. just cant find where to ask. bpi line is also busy all the time.
Dizney says
I just applied savings account in BPI Ayala Center Cebu Branch. But why the teller said I can get my ATM card after 8 days? I thought I can get my card right away.
Billy says
Hello Dizney, thanks for visiting the blog. It really depends on the branch. My personal experience was just few hours (Rosario Pasig). Some readers here telling it took them 2 days while other are 3 days. Thank you.
Bella Dee says
May I ask if it is possible if my partner and I can open a BPI joint account here in Saudi Arabia? What are the requirements? We are not married yet. We just want to open an account. Thank you
Billy says
Not really sure Bella. As far as I know, you need to be in the bank physically to open an account. Thanks!
Sheila Mallillin says
Hi, i have a easy saver account from BPI and it is active because of my couz remmitances every month, is it possible If I open another easy saver account?
Billy says
Yes. You can definitely open another account if you want. Thanks!
Melodymelodia says
Nasa abroad ako at gusto kung mag open ng account ko jan sa Pilipinas. May online po ba? First timer po ako. Hoping for your response. Thanks
Billy says
As far as I know Ms. Melody you need to visit the bank physically. Thank you.
Ericï says
Hi! Just to clarify. Is it possible to enroll for the mean time in bpi easy saver and in the future i will transfer in bpi express teller? And can i use the bpi easy saver to pay the bill? Thank you!
Billy says
Yyes Erici but easy saver is not convertible to another type of account. You may need to open a new one. Thanks!
dian says
Hi,
I just opened my bpi savings account last Tuesday and they asked me to go back for the ATM card on Friday. If I can’t get the ATM card personally, can I just send someone to pick it up? Thanks.
Billy says
Yes but you need to provide an authorization letter with your ID to your representative. THanks!
Major says
I used transfer to anyone to deposit to a savings account that starts with “0”‘s hence it was a 12 digit account number. The mobile app notified that savings account has only 10 digits, I removed the 2 “0”‘s at the beginning of the recipient account number. Is it still a valid savings account if I removed the two zeroes? will the recipient receive the deposit. Thanks in advance and good day!
ivy says
hello 🙂 how to open debit card sa BPI? what requirements needed po ba? thanks..
Billy says
BPI ATM savings can also act as debit card Ivy. Requirements and steps are posted on the article. Thanks!
rhann says
Hello, my boyfriend and I are planning to open a joint account in BPI. does the requirement is still the same like opening a saving account? or it has a different requirements? .. we both have work and my company uses BPI as for my payroll account ..
Billy says
Same process and requirements You both need to be there to open a joint savings account. Thanks!
lala says
I would like to ask if do I have to pass requirements if I do have a current payroll savings account in bpi? I want to have a personal savings account..
Billy says
Yes. That will be treated as a separate or personal account. Thanks!
Juvy Ann Umpad says
Hi! i lost my passbook just now, what is the possible things that i can do? Thanks alot
Billy says
You need to report it to the bank Juvy. Thanks!
Pie says
I love your site! I like to ask I have saved about 200k and would like to open an account in bpi which bpi savings account has the highest interest rate I can open for my savings? I’m new in savings and investment so your input is very much appreciated. Thanks in advance!
Billy says
You may check the savings account comparison in the Philippines here Pie. You may also want to start on this page. Thanks!
Rcee says
I live in Canada. My father passed away and had a BPI account. What do I need to provide to get access to the account?
Billy says
If it’s a personal account, you may need to provide identifications and other legal permits to properly claim the money. I’m also not sure if it’s subjected to estate tax since the owner already died. If it’s an ATM, you can just withdraw the money to any BPI atm machines. Thanks!
manz says
With regards to that, i think she should have to visit the depository branch to get the pin code of his father’s atm, if any.
By the Billy, is it possible for the parents to claim for the funds of their deceased son/daughter who had a BPI passbook account????
Alyssa says
How many days before i receive atm card after opening savings account…
ReoAnjiero says
Hi! I have a savings account in BPI but was enrolled by the company and used for my payroll. Can I still open a personal bank account with BPI? If so, will I still need to submit the same requirements? Thanks in advance!
Billy says
Yes and the requirements above are still the same. Thanks!
Leli says
Hi! what if i don’t have a billing statement with my manila address? Just moved in to another unit kc so ala pako billing statement sa address na un. And if ever, ndi rin sakin nakapangalan since im just renting. Thanks!
manz says
Hello
Just want to ask if what happens to the fund in the bank in case the depositor suddenly dies????? Can the parents claim for it if the depositor does not have spouse?????
jozzy says
Hi I wanna ask, meron na among savings acc sa bpi, ngayon nasa abroad fiancee ko and gusto niya magjoint Acc kami but still ung pading ATM ko gagamitin , same Acc pwede ba un? And nasa USA sya, I think kailngan padin ng appearance niya para makapag joint acc kami? What requirements ? Am confused , we need it kc for some reason!
Billy says
Joint account needs both physical appearance of the account holder. Thanks!
May Ann Canaway says
Hi po ! I am plaaning to yhat easy saver . Ask ko muna sana kung skaling my mag send po ng pera sakin from Us to Phil Gamit po ang atm na yan . My possibility po ba na mabawi o makuha niya ung perang laman ng atm ko na hinulugan nia becouse of circumtances ?
At pwde nia rin po ba makita kung mag kano ang balance ?
salamat po . Answer me plz
May Ann Canaway says
Hello po sir! I am planning to open account of “easy saver” but before that po, gusto ko pa sanang itanong kung sakaling may nag padala po sa akin galing US gamit po ang atm na yan at nandito po ako sa Pilipinas . My possibility po ba na mabawi niya ung hinulog niang pera sa ATM ko ?Dhil alam nia po ung pin number ? Or hindi nia na po mababawi ?
2nd po kung sakaling hinulugan nia nga po , malalaman niya nya rin po ba kung mag kano ang balance ?
Pasagot po salamt .
Sarah says
Hi Billy!
Is there by any chance I can open a BPI peso acct here in Canada?
Any advice will be appreciated…Thanks?
dan says
Hi I need your help, I have a check from my commission which I Authorize my wife to take it and deposit to my savings account in BPI Tungko Branch because I already here in Kuwait , the problem is I need to take that money now , is it allowed if I send my wife an authorization letter to withdraw over the counter?
because I have my atm in me.
Thanks and regards
Billy says
Not sure about that Dan. Better to check with the branch first. Thanks!
Keith says
Yo! I wanna open an account for my allowance since I will be away from my family for awhile.
My status is
*Unemployed
*19 yrs Old (if 18 above, requires TIN)
*cant get TIN cos BIR only provides TIN for Employed/Businessmen (im quite confused now haha)
*I have NBI/Police Clearance, Electrical/Water Billing (under my mom’s name) and 2 Valid IDs
So how do I open an account?
Melody says
I open an atm debit card last march 30,2016..and i took the atm after 10 days..ang question ko po is how many days ko kailangang hulugan ng maintainance balance ang atm ko..magcoclose po b ang account ko pag hindi q nahulugan agad?
Billy says
What type of acct? Most of the time, the initial deposit should cover the maintaining balance. If not, make sure you have maintain the required balance of the account to avoid charges. Thanks!
Erin says
Hi! My question might have been already asked, and missed it. Anyway, if I apply for an Express Teller account, do I really have to deposit 3k right on? You have mentioned that is the required maintaining balance. Thank you!
Jaydie says
I would like to inquire on how to open an savings peso account on my name or joint account with my sister while im here in Canada.Do i have to execute authorization letter or SPA to my sister or any other requirements that she may be able to represent on my behalf?.Lastly do i have to open an account before i can enroll for online banking?. Thank you…
Jaydie
Billy says
You may need to have an authorization letter accompanying with valid IDs. And yes, you need to have an account before you can enroll to their online banking. Thanks!
Riri says
Hi! Just want to ask, is it okay if I only present one ID? I’m still a student and the only valid ID I have is my school ID. Thanks for the help.
riza says
hi asked ko lng po how long to be process to process if i applied today? makukuha ko ba kaagad yung card? ty po
leena says
hello. I have a payroll account with BPI but would want to open a savings account. is that possible? Thank you so much.
Billy says
Yes, I have that too and that works as separate account. Thanks!
lhen says
anong acc po ba amg pwedeng i open if galing po sa australia ang mag ppadala ng money..
Jellyn says
What process or rules to have a interest in my atm?
or how to have the ATM card interest?
Thanks
Billy says
It’s the same with savings account interest. You can check it here.
Stephanie says
Hi hanggang magkano po ang pwd ilagay sa atm savings? At pag nagpadala po ung asawa ko galing saudi sa accnt ko pwd na po ako mag withdraw direct? Tnx po i need ur answer .
Stephanie says
Hi hanggang magkano po ang pwd ilagay sa atm savings? At pag nagpadala po ung asawa ko galing saudi sa accnt ko pwd na po ako mag withdraw direct? Tnx po i need ur answer .
Ronna says
HI good morning. I WANT TO open an account in BPI but I only have 1 valid Id (Passport) . Is it okay? Or I need to bring some supporting documents? . THANKS ANSWER WILL BE APPRECIATED.
des says
it is ok if i have only philhealth id and voters id when i open an account?
cha-cha says
Hi po, gusto to pong mag open sa bpi tas may police clearnce, pag ibig fund id, work id,, valid na po ba yon?.
R Laqui says
Hi. I dont have any billing statement under my name. Our utility bills in under the name of my father, i have no credit card and i have no postpaid. Can i still apply to savings account?
Billy says
Any bills under the same address of yours even if it’s not under your name will do. Thanks!
mark says
Hi. Sir panu po kung mag kaiba po ng ung billing address at ung i.d address? Tatanggapin kaya un ng bpi?
karen says
Hi, I applied for bpi atm but for the company po, I mean para sa salary ko. Then I went to the wrong branch, it wasn’t the branch I’m supposed to apply. Can I transfer it to the branch kung saan connected yung company ko? Will there be problem to that? But same area lang sila, magkalapit sila na branch tha’s why I got confused. Thank you.
joana marris says
what if i only have 1 valid i.d. it is student i.d., can i still open bank account
Mariel Limoran says
hi just want to ask if what kind of savings account na hindi mo basta2x ma withdraw with interest?.thanks!
Jorel says
Hi! My savings account has a maintaining balance of 3k. What if i widraw them all. Will my account be closed automatically? Or is there a certain period of time before it closes? And assuming that it was closed. Can I open a new saving account or reopen that account again?? Thank you.
Billy says
As soon it reached 0 it will be close. You can always open a new one. You can’t re-open a closed account. Thanks!
Ferdz says
Hi! Can I open savings account using my Company, Electricity Bill, And TIN ID? Hopping for your response. Thank you.
rovina says
does the bpi savings account allow money transfer/sending abroad and vice versa like people/relatives from abroad can send you money through bpi savings?
Billy says
For online, yes! Thanks!
Jonathan Aresta says
Hi Sir,
Pwede ba ako mag open ng Joint Acct with my friend foreigner na gamit lang ng billing address ko?
Yung ID ko is provincial address pero yung proof of billing ko ay nakaaddress sa MM.
Okay lang po ba yung Sir?
Thank you!
Joann says
Hello po. Kaka open ko lang po ng BPI saving account last September. 3 thousand po initial deposit. But nung I check it online po, 2500 lang po nasa account ko. Ganun po ba talaga yun?
Joann says
Aw I misunderstood lang po pala? Sorry. Please delete my comment. Thank you.
joy says
Hello, pwede ba NBI at Voter’s certificate yung requirements?
Ronald says
can i open an easy saver account with just the receipt of driver’s license (lto dont issue the card till may or june 2017)? and only my birth certificate plus billing address? tnx
Karen says
Hi good morning po 🙂 itatanong ko lang po kung saang BPI sa Q.C ang open kapag saturdays. Thank you po 🙂
Ericka says
Hi ask ko lang po kung pwede yung mga id ko i have postal id,philhealth, i also have police clearance/nbi and student drivers license. Pwede po ba gamit pang requirements mga ito sa pagkuha ng bpi atm?
Joy says
Hello po, are the requirements still the same even if the one who wants to open an account ( easy saver) is a student?
Kung may advice din po kayo kung anong magandang account and pwede buksan pag student ka pa and you’re goal is to save money. 🙂
Andrei says
BPI Express Teller Card, is it a Debit Card?
selle says
Chinicheck lang po ba nila ung Utility Bill and binabalik din?
josalie tusi says
hello sir. ASK ko lang po anu gagawin kasi po ngkaiba ng pirma yung sa bpi check na pina encash ko from my company tsaka sa mga valid id ko na ipinasa . Anu po ba pwede gawin ngkaiba iba ang pirma ko. salamat
josalie tusi says
sir anu po gagawin ko kasi naiba ko ang pirma sa check na pina encash ko galing sa company namin at ang valid ids po na pinasa ko sa bpi. pls po patulong naman. salamay po
rema says
Hello. Can I open an account using my TIN and PhilHealth I.d only?
Billy says
Nope. You need a primary ID. THose are considered to be supporting or secondary IDs. Thanks you!
rexarlyn tapel says
can i use a school id to open account and the billing statement of my mother as my utility bill cause i have none one ? thank you .
rexarlyn tapel says
i open an account in a bpi booth in our school and i failed to follw instruction to change password and deposit 200 pesos within the month , can still use it ???
Christie Ellen says
Cam i exchange my US cheque even if i don’t have account in your bank? Or do i have to open an acct first then deposit my cheque on my account? And how much must be my maintaining balance for opening savings account? ATM and passbook
Christie Ellen says
Can i exchange my us cheque in your bank? Or do i have to open an account first? If that so what are the requirements and how much is the initial deposit?
Trizia Marie Camandill says
Can i use the Home Development Fund ID in opening an account?
Billy says
Yes I guess.
Nikki says
Hi! For the TIN requirement, will I need to present a TIN ID card or is the TIN itself (the number) acceptable?
Marvin Allied says
Sir tanong ko lng po.pede po ba yung voters certificate at postal ID ang gawing valid ID ko pag mag open ng account?kc last time hnd po tinanggap yung NBI ko hinanapan ako ng TIN No.thanks po.
Billy says
Postal ID would do if it’s the latest one!
Marvin Allied says
Yes po bagong kuha ko lng po yung postal tapos yung voters certification ang ipapasa ko.ok lng po ba yun?
jeana says
hello po ask ko lang po kpg nkpg open saving account po ba ako s pbi pwede po bha transferan ng money galing ng dubai?
April Rose E. Capracio says
Hi, I would like to ask if the house rental fee can be used as billing statement requirement for opening a savings account?
lorna says
hi sir,, may passbook kaya yung jumpstart savings account nila?
Silverio says
Hi Billy,
If I pull out my maxi saver savings account on my passbook, will I lost my passbook?
Cherryl says
Hi sir!
Ask lang po ano requirements pag mag open account ako, at pwede po ba iba ang mag deposit sa account ko kahit nasa akin yong atm? Salamat po.
Owen R. Novales says
Hello po, pwede ba iba atm sa automatic savings and hindi bpi?. Thanks
Malaica says
hi. may I ask if pwede initial requirements muna? What happen is hindi pa ako nakukuhanan ng HR namin ng Tin number. nung nag punta ako ng BPI kailangan daw sya, hanggang bukas nalang ang deadline namin for the payroll. makakakuha kaya ako? thank in advance.