BPI easy saver savings account will let you have a savings account in BPI with just P150.00! Plus it doesn’t have a maintaining balance. Whoa! It’s a great deal for Pinoys who want to start saving their money.
It is a great option if you want to open a savings account with very low initial deposit and NO maintaining balance.
You heard it right kabayan! You don’t need to worry about ‘closed account due to not sufficient balance‘ because BPI easy saver does not require any single centavo maintaining balance.
All you need to know about BPI easy saver savings
This short article will share easy steps and requirements you need to know how to open a BPI easy saver savings account here in the Philippines.
Update: Easy Savers hold the 5 Pesos as a “maintaining balance” so you will see a discrepancy in your account, and if you withdraw everything in your ATM with an Easy Savers account, it will go to a negative balanced state which will close your account.
BPI easy saver savings account Requirements
- 2 valid IDs (original and photocopy)
- Billing statement – Latest Meralco or Maynilad bill will do(doesn’t need to be under your name but address should be the same as your current address)
- 2 copies of 2×2 or 1×1 photos
- P150.00 initial deposit
*New requirement:
- TIN number (in earlier part of 2016, almost all establishments doing financial transactions ask to require TIN numbers from their clients/customers)
4 Easy steps to open BPI easy saver savings account
1. Go to the nearest BPI branch in your area. Tell the banker that you’re going to open a BPI easy saver account.
2. Fill up the application form and submit all necessary requirements advised by the bank teller. Make sure to double check all the information.
3. The bank teller will process your application. Once done, they will give you your BPI easy saver ATM card.
4. Change the PIN of your BPI easy saver ATM and you’re done!
You have now your BPI easy saver account. The P200.00 initial deposit will not immediately reflect on your balance. You can check that later on.
Benefits of BPI easy saver account
Here are some of the benefits you’ll have when you open a BPI easy saver.
- Low initial deposit (P150.00)
- NO maintaining balance
- Works as a regular savings account
- ATM card (convenient to use anywhere)
- You can enroll in BPI online banking
Fees of BPI easy saver account
- P5.00 fee every withdraw from your account
- P100.00 fee for every over the counter withdrawal in BPI branch
- P1.75 fee for balance inquiry in non-BPI banks
- P15 fee when withdrawing to non-BPI ATM machines (same as other banks/ATM)
Update: Easy Savers hold the 5 Pesos as a “maintaining balance” so you will see a discrepancy in your account, and if you withdraw everything in your ATM with an Easy Savers account, it will go to a negative balanced state which will close your account.
Some FAQs about BPI easy saver
Can I enroll BPI easy saver account to BPI online banking?
Yes. You can follow the steps here.
Will my money earn interest in this account?
Yes. The required daily balance to earn interest is P1000 and the interest rate is 0.250% per annum.
Can I use this ATM card when shopping?
Yes. It works like a normal ATM card/debit card that can be used for accredited stores.
Can my family/friends abroad remit money thru this account?
Yes. My brother from UAE is sending money to my BPI easy saver.
Can I link it to Paypal?
Yes. But like other banks, there is a certain charge. If I’m not mistaken, it’s P150 per transaction.
BPI Easy Saver Infographic
BPI easy saver Review and Conclusion
Based on personal experience, the BPI easy saver account is a good alternative. It can serve as your emergency fund savings account or can be your savings account itself.
I’m using my BPI easy saver for online transaction and it really helps a lot. This is our alternative aside from other BPI savings account I have which my company provided for our salary.
I can transfer money back and forth from this account to our other BPI account online and I’m not worried about maintaining any balance since it’s not required. I also didn’t experience any issue with my BPI easy saver account.
If you’re looking for a savings account with NO maintaining balance and low initial deposit in a good and stable bank, BPI easy saver might be the best option for you.
Update: Easy Savers hold the 5 Pesos as a “maintaining balance” so you will see a discrepancy in your account, and if you withdraw everything in your ATM with an Easy Savers account, it will go to a negative balanced state which will close your account.
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I hope this short article helped you. If you got any questions, please comment below and I will do my best to answer them using my experience with BPI easy saver account.
Don’t you have an online registration form for this easy saver savings account?
Hi Jayr. I opened mine personally on BPI branch. Not sure if you can process application online. 🙂
Hi. Can I link this account to Paypal? Thanks :)))
Yes!
Hi! I would just like to ask if it’s okay if I cut the last 2 digits of my account number? BPI easy savers account had 10 digit account numbers. Apparently, paypal is asking for only 8. What should I do? Would it make a difference? Is it necessary to include all the 10 digit account numbers?
Not sure about this Liza. I’ll try to search and get back to you. Thanks!
What if kung isa lng po id ko?? Student po
How much is the maximum deposit for easy savers?
Can i send or transfer money from other bank to BPI easy savers acct?
Only from BPI to BPI accounts! 🙂
Is there a fee if i transfer funds FROM my payroll acct (bpi) TO bpi family easy saver? And vice versa? Thanks!
From easy saver – yes. Thanks!
Good day..im just asking if maka-open PO b ako Ng account since may balance p ako s home credit ..tnx
As far as I know, you can’t link BPI’s Easy Saver account to Paypal. Iirc, only those debit cards who have VISA or MASTERCARD logo are acceptable to use for paypal account verification.
I have BPI Easy Saver, but I have used Smartmoney to verify my Paypal. You can also use RCBC eWallet (not sure about the account type/name).
Hanggang mgkano pwde e deposit
Sir in my easy savers account,how much the limit of the money i will save???
Hi! How much will be the minimum deposit for this? ?
Not really sure Jo. But I guess t doesn’t have minimum deposit required. We’ve transferring funds back and forth to my account even if its P60. hehe
Hi…pwede po b voters i.d and birthcertificate ang pwede ipasa pra mkaopen ng acc…?
magkano po ba ang maximum deposit
hi po pwede po ba na i pakita ko proff of bill ko is halimbawa resebo po ng package na naka pangalan po sa aking at ito yong bago kong adress.
then nag ask ako sa guard ng BPI nong isang araw sa may TIN# sa requirements kailangan po ba talaga yon,thanks,
Hi is this bpi savers account can accept checked deposit?
As far as I know, nope. THanks!
Yes I already tried and they accepted it 🙂 #FYI
Hello tanong ko lang paano mag apply open savings acct andito po ako canada
Ano po mga requirements ko?
Unfortunately this requires physical presence of the applicants. Thanks!
Hi, once you open an easy saver account, how long will you wait for the ATM card?
Depending on the branch but in general you can have it within the day. Thanks!
Hi! Itatanong ko lang kung pa’no mag-open ng Joint account and ano yung mga requirements na kailangan. Thanks!
Hi, I haven’t experience that in BPI but me and my wife did at BDO. Check here! THanks!
good day!
mam/sir need po ba tlga n same address s valid i.d at s billing..paano pag ndi po parehas ang address dun s i.d…pwd po ba??pwd dn po ba yung alumni i.d
thank you!!!
Hi Rachel, that’s what we’ve been told. Thanks!
Hi ask q lng po pd po bng gmitin kong valid id is ung sss # ko? Kakahuha q p p lng po nun khpon pd n po b un kc voters id p lng po yng meron ako .. Tnx po..
Can I use voters I’d and baranggay clearance or birth certificate for applying easy saver account? Pls answer thanks!
hellow tanong ko lang po,pag nag open ACCOUNT po buh ako Sa BPI ,tapos di po ako naka pag deposit sa isang kinakaltasan po buh yun ng taga BPI ung pera ko sa ATM ko po? hope ko po na masagut nyo tanaung ko salamt po
What do you mean? If there was a deduction on your account without your knowledge, better to ask the bank itself to see their records. You can also check via the transaction history to see if the report is available. Thanks!
Hi sir gd pm ask lang poh ako..?gusto na poh ako mag open account easy saver kaso Lang isa palang ang valid I.d ko ang voter..kc ka pa I.d kulang ng sss at yung philhealth I.d ko nag pa update pa ako..?pwde vha gamitin ko ang barangay cleanrance at isang 1 valid I.d yang Lang ang kulang ko sa requirement para maka open ako ng ATM account..pls reply my question..thanx..
Can i open a savings account even if im underage and can only show my students id?
Hi po ng diposit po ako kanina peri nakalagay po transaction not allowed nung nagbalance inquiry napo ako.anu po ang gagawin ko kasi almost 9months k na pung hindi ginagamit easy savers account po itong bpi ko pls help
Is there an age requirement to open this savings account..? 🙂
Pwd po ba tin id at company id ang e submit pra mkakuha ng bpi saving acc
Hi. I am planning to open an account, a student account specifically. And I heard that I need to bring my registration form and my ID. Unfortunately, my ID doesn’t have my signature in it. Another is I lost my registration form. Are there any substitute requirements? THANK YOU.
nag open account ako gamit ko id ko rin na walang signiture tsaka nawala rin ang registration form ko kaya humingi ako nga photo copy nga RF ko sa Registrar, I’m glad na tinanggap ng bpi.
I tried apply for easy saver for two times, the first time i try the teller told its only for student and after a few months i tried to apply for the second time and teller told me that its only for thse w/ minimum wages..
Hai po magtatanung po kung pwde ang NBI CLEANCE na balid id po isa lang po kasi id ko voters id lang
Hi sir billy available pa po itong easy saver ngayong 2018? Balak ko po kasi mag open nyan..and hanggang magkano po ang pwede nya maging laman?thnx..
hello po, just want to ask if may initial deposit po ba na worth more than 1 thousand ngayon po ang BPI?
Will i recieve the atm card immediately after the application has been approved? Or just like any other banks that lets u wait for several days before u recieve ur atm card.
Ma’am/Sir,
Tanung ko lng poh f pwede pah bah mag apply ng BPI Easy Saver account ngaun..thanks po.
Yes meshyl!
Your article is first in google so I click it, this is very helpful.
Hi…is easy saver still available?
Yap I guess so. Thanks!
Can I use one school of and passport ?
Hello one year Na since nag open ako ng BPI saver pero since then Hindi ko PA po nahulugan, active PA kaya cya if ngayon ako mag dedeposit?
Pno po qng wla pong proof of billing
What if I don’t have any proof of billing? What alternative document do I need to bring? And my valid ID’s are just passport and company ID, Philhealth and PAGIBIG. Will that suffice?
Thanks a lot!
Any latest document plus valid ID that shows your current address Janelle will do. 🙂
Can you please give me an email example of document that shows my current address?
An example
Your billing statement or any other bill that use the same as your current address.
Hi.
How can I link easy saver account to an international account. And what I need to liked it?
Hi Norie, I’m not sure if it’s allowed, better to ask the bank. 🙂
Go to BPI branch near your place and ask for your question.
Not sure if voter’s id will do Ellen but you can try. Please bring the marriage cert also just in case. Thank you!
Yap! You can link this account to your Paypal and receieve money from your paypal account. Not sure how much is the fee. 😉
sir.may bpi easy saver napo ako.pero almost 2years napo napo itong hindi na depositohan.in active napo ba yun?
sir sagutin nyo po pls tanong ko.thank you
As far as I know yes. To make sure, you can try to check balance on BPI atm machines or check directly with the bank. Thanks!
Can i link easy saver to payoneer account? Thanks
Hmm. Good questions Gerald. I’m not sure for now, let me ask some folks. THanks!
Hi, any update regarding this? Is it possible to link bpi easy saver to payoneer to transfer funds? Any update is highly appreciated.
Hello Jay-Ann, valid id is required but in your situation I cannot provide exact answer. The best way is to go to the nearest BPI branch in your area.
Yes Bianca. I’m also using this one when my brother remit money from abroad.
Hi.. Do you have an idea if you’ll be also charged for service fee as a recipient? My aunt sent me money to my payroll account (which is also bpi).
Nope. They only charge before sending the remittance. Thanks!
Yap Portia. My brother remit money from Abu Dhabi through my BPI easy saver. 🙂
Hi billy. What did you gave to your brother for him to be able to send money from abroad? The card number or account number??
Account name, account number and the branch. And then we’re good. He’s sending his remittances up until now. 🙂
Same with what happened to us Chi. The valid id is for your identity validation and the proof of billing is for your current address validation. So it’s ok kahit magkaiba basta valid or updated. 🙂
Sir how to apply joint savings account in Land Bank…? Or BPI easy saver..?
Yap ashley. Proof of billing doesn’t need to be in your name. But the address should. They will only use it for address verification. 🙂
Pede po ba ? Instead of barangay cerficate barangay I’d nlng po Kc meron po akong .barangay I’d ehh..ty
pwede po bang magtransfer ng pera pag may onlien acct sa saver acct?
Hi. How much is the maximum allowable money that an Easy savers account can contain?
I’m not sure with this Ms. Mayie. I’ll check it and get back to you.
Mximum deposit amount is not stated although the maximum deposit insurance is P500,000 so I think the account can hold more than 500k. 🙂
Is it ok if I only have voters id and nbi clearance also billing statement to open an account?
thanks in advance for the response.
Yap i think it’s good!
hello. how many hours it takes to recieved the money from BDO to my BPI account? I checked online an hour after she sent the money but still don’t have it yet. Thank you
It’s with in 24hours I think except for weekends/holidays. 🙂
Thank you EJ. Try to widthraw on other bank’s ATM. 🙂
Thank you po! Will try! Very helpful site for newbie like me! 🙂
Hi can I link this account to Paypal? Thank you 🙂
Yes!
Ho do you have an idea if my bpi payroll account can link to paypal?thNks
Yes, as far as I know it can be linked. But there is a corresponding charges when you withdraw from Paypal to BPI. Thanks!
Hi! I have my new postal ID, certificate of permanent residency, birth certificate, and voter registration as proof of identity. Will these papers be honored to open a BPI Easy Savers Account? I don’t have TIN number. Is it possible to open this account if I don’t have TIN number? Your response is will be greatly appreciated. Thank you very much!
Sir ask ko lang po.ano po ba ang dapat ko iopen na nagaaccept ng Check deposit po ? Newbie palang po ko sa ganto , need a piece of advise .
You need to open checking account Cins. Thanks!
Don’t really have an idea about the maximum. But the maximum deposit insurance is P500,000 so i guess it’s more than that.
Yes!
Hi Billy! If this card can be linked to Paypal, will BPI charge me if money transfer from paypal is of other currency? If yes, how much would it be?
Hello Lyn, Yes there is a charge! Before it’s P150 not sure how much this time. BDO charge 200. 🙂
sir ask ko lang po kng kailangan ba talaga ng tin number eh senior citizen po kasi ang mag aaply.. wala po kasi xang tin
Yes this can be use for Upwork. 🙂
I tried to withdraw 100 pesos from my 200 pesos initial deposit. but the atm machine said..amount is below to allowed minimum withdrawal..what does it mean..I thought I can withdraw the 200 pesos..
Have you tried on different ATM machines?
The minimum withdrawal is 200php po. Maski saang ATM po.
Thanks Edz, I’ll update the article! 🙂
Pwede po ba ako mag accept ng payments using this?
Yes!
Can i ask? Is easy saver has a linked of Mastercard or Visa card on the card?
Pwde pa po ba mag apply ngaun?Thank you.. God bless
Hi. I just want to ask if I can use the card abroad. Ill be out of the country for weeks and I want to bring my card for emergency purposes. Thanks.
You can given that you’re going to transact on BPI ATMs or Bancnet ATM members. 🙂
Same process with other savings account Jade. You can deposit anywhere from BPI branches using your account number. Not sure about the minimum deposit though.
Not sure with what you read Anthonette. For my own experience, I was able to see my balance after opening the account. The BPI teller told me that the initial P200 pesos can be widthraw although I didn’t try it. 🙂
Hi! I only have Barangay ID and NBI Clearance. Is it okay to open an account?
Not really sure if it will be considered.
Were you able to get your ATM card on the day you applied for it? Thanks!
Yes!
If I transfer funds through online banking to another BPI account mag rereflect ba agad yun sa account nya or does it take 24hrs to reflect?
On my personal experience, YES! Given that it’s banking hours, not holiday or weekend.
Hi tanung ko lng pokung pwedi ba yung bpi easy saver account to accept widrawal in shopee.at isa rin ba itong atm card
good day sir! aside from the 5 peso ATM withdrawal fee, may fee po ba if you’re transfering money from your easy saver account to another BPI account online?
Yes!
good day sir! is there a fee for online transfers (from easy saver to another BPI account)? thanks!
hi can i ask if all your requirements need in 200 open account deposit are all xerox copy only?
Have a xerox and bring the original!
is your all requirements are only xerox needed?
Hi, Billy
In a day how much can I withdraw?
Not really sure but we’ve tried more than 10k but less than 20k. Thanks!
Hi! Just want to ask. Eto bang BPI Easy Saver can receive money from Vietnam (in dollars). May process pa ba to activate this feature o instantly pwede magsend ng pera from other countries to my BPI Easy Saver’s account? Thanks.
Lets assume that i have already the saving account, dapat po ba lagi maghuhulog? or ok lang kahit once a month lang?
No maintaining balance so no need to deposit or maintain any amount every month. Thanks!
Ma’am/Sir,
May I ask if BPI Easy Saver still available to apply?
Thanks.
Yes!
Hi, paano po if hindi ko nakuha ‘yong ATM card sa araw na sinabi nilang puwede ko na itong kunin, hindi po ba ma-i-invalid ‘yong card ko? Thank you…
Nope! It’s still there. Just follow up to the bank.
Hello! Just wanna ask if i can apply online for easy saver account? and what if i only have valid id’s(company id and NBI Clearance and NSO birth certificate), it is ok if i don’t have a billing statement?
Not sure, the banks require me to have billing to show my current address. You need to have proof of your current address. 🙂
Hello! Just wanna ask if i can apply online for easy saver account? and what if i only have valid id’s(company id and NBI Clearance and NSO birth certificate), Is it ok if i don’t have a billing statement?
matanong ko lang po kung nakakatanggap ba ito ng check deposit kasi yung sa RCBC Wallet ko di nakakatanggap ng check deposit, ito kaya?
Not sure about check deposit France. I’ve never experience that. Better to call or ask to the bank. Sorry.
Hi tanung ko lng pokung pwedi ba yung bpi easy saver account to accept widrawal in shopee
hi po ask ko lang po kung pwede po ba gamiting ang easy saver Accnt. para sa remittance ?
Not sure Paola. Better to ask the bank. Im using BPI easy saver for my brother’s remittance. 🙂
I hope someday BPI will sell a product like Union Bank EON Debit card where there is no minimum balance to maintain, Depositor just pay a yearly fee of P350 which is affordable.
Hi Billy,
Thank you for this informative article. I have been intending to open this type of account with BPI but I have some questions that you might be able to answer:
1. Can I opt for a bankbook instead of an ATM card? Or do they even have that option? The reason why I don’t want to have an ATM card is because I am always tempted to spend my money. So if I don’t have the luxury of a card my money will be safe. Haha.
2. Do they accept a school ID as ‘valid ID’?
Your response is much appreciated!
BPI easy saver is for ATM savings. They have separate savings account for passbook. School ID is ok as long it is valid but you need to have other supporting documents aside from school ID.
CAN I USE MY BPI EASY SAVER ACCOUNT TO AUTOMATIC DEBIT ACCOUNT FOR MY INSURANCE
I guess yes but haven’t tried it. I’m using my account to auto debit to my COL financial account. 🙂
Hi, how do you apply for COL autodebit? Do I apply it in the COL platform or BPI online? Right now, I pay my COL account via biills payment option in thr BPI app but I prefer to make it automatic so it continues to pay for it even during rough times and Im second thinking on investing. Thanks!
Hello Elaine, it’s also via bills payment but I ‘scheduled it”. In you BPI online account, you have the option to schedule a payment and make them automated. Hope it helps. THanks!
tanong ko lang po may laman ung atm ko ng 1,555 nag winidraw ko ung 1500 dibale natira nlng sa bpi ko is 50pesos mag close ba ung account ko nun?
Nope, there were months that my account only holds P5 and up to now it still active. As mentioned, it doesn’t have maintaining balance. 🙂
I thought company ID is valid, but im wrong. its not valid. I only have 2 id’s as of now, NBI and Company iD. Meaning to say, im not capable to open an easy saver account?
I’m not sure if NBI will be considered, on most of the bank branches, company ID can only be use as supporting ID. You should have atleast 1 government or main valid ID.
What if I will present the sss e1. i dont have yet sss ID.
SSS E1 is not considered a valid ID.
ask ko lng meron na akong atm dati ginamit ko yun for 5 years, the natigil ako magwork for 1 yeqr,..pede bang ipa active nalang yun sa PBI bank or i need to apply for new atm card ng BPI?. since nag uumpisa na ulit ako sa work ko
You may need to re-apply for a new one if that account was closed. Or better to talk to your BPI branch to see other options. 🙂
Hi po ask ko lang po kung may charge ba pag huhulugan ko ung account ko?
can I apply online for BPI easysavers account?
Yes!
Pwede po syang gamitin thru online transaction?
What do you mean by online transaction? Like credit card? No! but you can register it online and activate to fund transfer and tranfer funds to other accounts!
Sir, How can apply online for BPI easysavers account? thank you
No online application yet. You need to be there personally. Thanks!
wat if i only have philhealth id, alumni id and company id? they will accept it as valid id?
I think it will do. Bring all your ID to make sure!
can i use bpi easy saue atm card for bill payments and remittance thru online transaction.?
Yes!
Hi, just wanna ask if I can deposit at any BPI branch and how much is the transaction fee… tanx
Yes you can deposit at any BPI and there is no charge for deposit transaction!
gud aftie ask ko lng available ba toh sa bpi family bank o dun sa island??
Bank of the Philippine Islands! 🙂
What’s the difference po between the two?
Is easy saver still available? i have all the requirements and how long does it usually take to open an account? and let say i successfully opened the account today can i immediately deposit checks? need answer asap thanks!
Yes, it only took 1 hours for me. Once the account is active after you changed the PIN(24hrs) most of the time, you can start using your BPI Easy saver. 🙂
Hello. is it really necessary to submit the billing statements? and may I know what alternative papers can I submit if I don’t have billing statements? Thank you!
From personal experience, yes! But it doesn’t need to be on your name, it needs to be on the same address as your current address.
hi ask ko lng po. kaht magknu bah puedi mu ideposit??
I don’t think there is a limit for deposit though the insured is P500k for a depositor. 🙂
Hello, pashare kakaopen ko palang kahapon ng easy savers account
(Heto mga hiningi sakin):
-2 valid ids (postal at voters id dala ko) + photocopy.
-Proof of billing(meralco bill dinala ko present address).
-250 pesos for atm fee(50), initial deposit(200).
-2pcs 1×1 picture(pero isa lang kinuha sakin, dalawa na para sigurado).
-then fill up nyo lang yung form na ibibigay.
Yun nga lang next week(wednesday) ko pa makukuha yung atm di ko na natanong kung bakit matagal..
Thank you Jay, I updated the article with the photocopy of the valid id. 🙂
My Postal ID and Company ID are not valid according to BPI Branch in Bonifacio Global City, Net One Bldg. They even told me that Postal Id isn’t Honored by the BSP. is it true?
Those are IDs are considered supporting IDs by most of the banks. Better to present SSS, Driver’s license, passport and other primary valid ID.
Hi, I’m a first timer, and I want to open a BPI Easy saver account with my bestfriend but we’re minors and students. We don’t have 2 valid Ids, we only have student Id, is there no other option? Reply asap. Thanks.
same here..
kala ko you can you csn have the ATM card on the same day you apply..5 banking days plng pedi kunin pala.
Di na kailangan ng barangay clearance? Thanks!
hello po.ask ko lang po kung magclose po ba ung atm ko sa Hindi ko pag gamit ng 8months po. peo may balance naman po ung atm ko.
2nd question pd neu po ba malaman ang user id ko po sa BPI online nalimutan ko po kasi.
Nope it will remain active even w/o balance. You can use the forgot password option or contact customer service!
hello, i just wanna ask some questions.does nbi clearance and company i.d are ok to use to open an easy saver savings account? please reply thank you.
Not really sure about this one. Please check with the nearest bank. Godbless!
Hi Sir! I only have one valid ID which is my school ID because I am still a student. Can I use my current registration form as an alternative of another ID? Thank you!
Not sure Angelic, please check with the bank. God bless!
Hi po. I just want to clarify things. One of my friends told me po na even if you will check your balance, there will be 5 peso charge and another 5 pesos po when you withdraw, so a total of Php 10.00. Is that true? Thanks po. Have a good day 🙂
No charge if you check balance on BPI ATMs and via online or app. For withdrawal, yes there is a charge. 🙂
Hi! Can I bring Voter’s ID and Police Clearance as a valid ID for opening an account?
I can’t guarantee, please check with the bank. Thanks!
Aside from the bills, are there other examples documents that can show my current address?
minimum withdraw 100? why I cant withdraw my available balance is 200.
pwede bang dito e deposit sa bpi easy saver money from australia or not?and anong ibigay natin sa sender the name or the card #?please let me know. thanks!
Yes!
Gud day.! Ask ko lang po. Meron po ako CHECK from BDO PAYEES ACCOUNT Worth 18K galing po sa company ko. Ask ko lang po kung pede ko i-direct ilagay sa BPI easy saving card yung check ko.? Need asap reply tnx.!…..
Nope, you need to encash them first. Thanks!
Hi sir. Question LNG po. Phil health card LNG po ako Meron na government issued id. Tpos, sss (pink form) ska tin paper form din po. Pwede na ba un as valid id’s? How about nib clearance?
Then another question po, kc ung manager’s check ko is from citibank, pwede ko ba un iencash using my BPi easy saver account ( once ngopen na po ako ng account; hndi ko alam na 200 pesos LNG pla mkkpgopen na, super baba compare Sa bdo)? 3 days ba ang processing pra maiencash ko ung manager’s check???
Hi. My bpi easy savings bank is deducting me with 30pesos every end of the month. Do you have any idea about that?tnx.
Did you check your transaction history? Please note that every transaction deducts P5! 🙂
Yes. I already checked my history through online banking. Aside from 5 peso deduction from my withrawal. There is 30 peso deduction at the end of every month.
Not really sure for that rey. You might need to check with their customer service or your BPI branch. Thanks!
Yup.thinking about that.tnx btw
Hi! Regarding (2) Valid ID’s, I only have the digitized SSS ID and my alumni ID.
Is my alumni ID acceptable? or do I need to use another?
Many Thanks!
SSS ID would be good. Your alumni ID and other secondary ID would be good to support!
Hi I just want to ask if the atm card of easy saver account have a name of the owner ?
I mean the applicant ?
Yes!
Are u accepting company I’d and tin I’d?
I think yes Inah but to make sure please check with the nearest BPI in your area. Thanks!
hi Billy
can i open easy savers account as a joint account for me and my wife? thanks
I’m not sure with this James. I opened mine before I got married. Once I have the info, I’ll get back to you. Thanks!
hi,.. can i use my easy saver card to pay on the internet like hotel booking or flight bookings? thanks!
Nope! It’s not being accepted.
NBI + Postal ID, can I enroll using these two? By the way, are there any alternative for proof of address/billing aside from meralco/maynilad, etc. bills?
Not really sure about those IDs Dan. Payslip, Credit card bill and others will do. 🙂
Good afternoon po!
Ask ko lang po if pag mag withraw everytime ng pera each withraw po ba may kaltas na 5 pesos? at pati yung mag check balance ka sa atm machines po may kaltas din po ba?
P5 charge for withrawal in BPI, no charge for balance inquiry in BPI ATMs. 🙂
hi ilan Araw bago Makuha un atm pag ng apply ? Thanks
Mine was realease within the day. 🙂
paano po pag walang billing statement? nag rent lang po ako as a bed spacer, paano po un ? ano po bang ibang doccuments na pwede i-present ?
Borrow the billing statement(power or water) from your apartment. It doesn’t need to be in your name. 🙂
Hi! Im only a student and I only have 1 Id and that is my student ID and Im only 16 can I open an account by myself or do I really need some adult companion with me?
Not really sure Shanaia. Better to ask the bank for this concern. Thanks!
can i use easy saver for remittance purpose? and the atm card, is it considered as a debit card?
Yes, my brother in UAE remits money thru my BPI easy saver and yes it is considered as debit card too which can be use in payment. 🙂
Hi did your brother in uae use bank to bank transaction? My pending final settlement p kse aq s uae and nid ko mg open ng account pra m transfer nila ung pera ko, pwede kaya ung account n to pra msend ng comp ko ung pera?
He just send from remittance center there thru may BPI easy saver. Not sure what bank or center, I’ll get back to you if I have the info. Thanks!
Hi,
I currently have a BPI Express Teller ATM card for my payroll. Can I open another BPI account to use as my savings account?
Yes Marc!
Ok. Thanks. Pwede po gamitin billing statement sa Globe Postpaid?
Yes!
Sir ask kupo kung pwede po mag deposit ng cheke sa accnt kupo na bpi saver accnt. Mag open po kc kami ngaun ng ganyan ngaun pls reply po tnx
Hello Sherwin, your other comments are being automatically deleted. Not sure why. I’m not sure it they are accepting cheque to be deposited for savings account, you might need to encash it and then deposit the cash. Thanks!
My father tell me to apply for open account in bpi. Im 17 yrs old and my mom has a out of the town. Do it needs to have a parent/guardian to apply for an open account? Or is it ok if im just the one who will apply for it without any guardian/parents?
Not really sure about this Ritchie. Kindly inquire on the nearest BPI branch. Thanks!
Hi can I use the ATM card for withdrawals/deposit of money if it isn’t named after me (Ipapangalan po sa mom ko) pero ako yung hahawak? I want to open an account for my online business but I don’t currently have valid ID’s, just alumni and barangay clearance. Please help po
Yes Anne! Once the account was open(by your mom) you can deposit/withdraw(ATM) from that account or use them online. 🙂
Hi! I only have a philhealth ID. Okay lang kaya na yun ang dalhin ko and my nbi clearance copy? Thanks for the reply! 🙂
Yes!
hello po. tanong ko lang po kung pwede mag joint account sa easy saver savings account thanks 🙂
Not sure about this John! Mine is only a personal account. Thanks!
Hi,
Pwede po bang mag-enroll ng BPI Easy Saver Account sa BPI Express Teller Bank o sa mismong BPI Branch lang po pwede?
Can a minor open this savings account?
hi. what does easy savings account atm card look like ? kasi i got BPI card international color blue. yun bayun?
Looks like a normal ATM(blue) with your name emboss on it! 🙂
Good day
sa easy saving po ba puwede ba checque and gamitn pang doposit
Not really sure sir. I use mine for cash deposits only. Thanks!
Hi, pwede ba mag deposit ng check sa bpi easy savers? Thanks!
What if I only have 1 valid ID, school ID to be specific, can I still open an account? Or can I just use my previous school ID, back when I was in High School?
Not sure if shool ID is accepted. :/
yes u can, i just went at bpi earlier, and yes 🙂 you just need to photocopy your Student ID, and 1×1 picture, and also billing statement (though they did not let me pass that one , just Student ID and 1×1 picture, 250 php)
Hi good eve.ask q lng if nagkakaroon ng interest ang perang nadeposit sa easy saver ng bpi? Slmat
Yes! See the average daily balance to earn interest.
can i deposit a cross check to a BPI easy saver savings account? thanks.
Not sure with this. I think it a peso savings account only. You should encash it or open a checking account.
Sir if ever i have my easy saver account already and i want another one, can i apply for it. Thank you
Another easy saver account under your name? No really sure. What’s the purpose of having 2 accounts though? 🙂
Hi. I have 4 questions po.
1. Diba pwede siya gamitin sa shopping? magkano po yung fee?
2. Pwede din ba gamitin sa mga restaurants to?
3. May age limit po ba ito?
4. Pano pag na maintain yung balance na 1000 per Month. Automatic naba papasok yung interest sa atm?
-Yes, it will work as a normal debit card that can be use for physical shopping(not online).
-Restaurants and other establishments accredited will do
-As far as I know, 18 yrs old above(not sure)
-interest is computed p.a(per annum or annually)
May fees ba na babayaran pag nag shopping?
Hi I need your help. Eto lng po id na meron ako (brgy id, police id, nbi, health id)
Hi i need your help. These are the ids I had ( brgy id, police id, health id, and nbi) .. I need to have a easy saver but I dont have any primary id or government id. Im not working and studying as of now, so how can I get or open an account? My aunt will give me money by this bpi easy saver for me to be able to have my allowance and tuition for upcoming semester.
Try to bring those IDs with billing statement in the nearest BPI and apply to make sure. Thank you!
Sir pwede po bang gumawa ng new savings account kahit may existing account nadin ako sa bpi?
yes!
Hi what if nag rent kalang ng bahay example nag boarding house or apartment, yun ba gagamitim ko na billing address?
Yes it will do. That’s the one I use when I opened my account before. I just borrowed a meralco bill from our landlord. Thanks!
Very helpful!
Hello sir, did you try checking your balance thru atm? Bakit sbe ng iba may bawas daw P5.
Other question what is the minimum withdrawal in BPI ATM?
Lastly, when you withdrew 30k or more than over the counter do they still charged 100 pesos or is ito free of charged?
If it’s BPI that shouldn’t have fee. We’re using BPI app or online and no charge when checking the balance, not tried thru ATM machine though. 20k is the minimum withdrawal. Yes P100 will charge.
How can I deposit into my Savings account? Does it required any value in depositing money. I USE easy saver!? Thanks. GOd bless.
Hi earlier po they wont allow me na mag open nang easy savers acc kaylangan daw student ako why? Im unemployed though
Instead ni offer nila sakin yung may maintenance na 3k oh!! Now im still wondering 🙂
Can i use my student ID as identification?
Hello..i have a question..i opened an easy saver account at bpi, but i have to wait for 1 week before i can have the atm card and the bpi officer told me that when i get back to get my atm card i should provide a TIN. Now, my question is, what are the other option/s?…to be honest i cannot provide a TIN because i don’t have a work..my brother told me to open a bank account for him to be able to send me a remittance..
Did you advised the BPI that you cannot provide TIN as of the moment? Probably they have other options for you. I’m not sure if it is a new process. Banks getting tight security these days. THanks!
itatanong ko lang po sana kung okay na po bang valid id ang barangay id at postal id sa pagopen ng account ng easy saver saka kung kelangan pa po b tlga ng tin id bago dw irelease ang atm?
I went to BPI last Monday bringing my alumni ID, philhealth ID, tin ID, company ID, NSO, youth ID and billing statement. They didn’t allow me to open an account because only my company ID’s valid. 🙁 I don’t why they didn’t accept these IDs of mine. What will I do? Help. 🙁 T___T
Hi! Can i transfer money from my passbook savings account to easy saver thru mobile banking? And another, i am confused about the maintaining balance of passbook account. Is it 10k or 25k?
As far as I know Jhen, passbook savings account can only be monitored online not able to do transactions e.g transfer. Maintaining balance is 10 while balance to earn interest is 25k. Thanks!
Active pa po kaya ung easysaver acct. Ko mag 1year na po kase hnd nahuhulugan? Pwd pa po kya ako mag deposit dun?
Paano po pag isa lang ang id mo
hi just want to ask if they also gave passbook?? thanks 🙂
Hi is it possible po ba na madepositohan yung easy saver ATM ko khit negative 5 na yung balance ng ATM ??
hello po. balak ko po kasi mag open ng online shop. ask ko lang po sana kung pwede po ba mag deposit or mag bayad sa easy saver account ang client ko para dun nalang sila mag sesend ng payment. thanks po 🙂
Hi Billy. Regarding the valid id’s and billing statements. What if the address on my valid id isn’t same as the address on my meralco bill?
P.S We recently moved that’s why. Thanksss! 🙂
On my personal experience, the bank requires me to have a billing statement with the same address I use on the application. Not sure if it’s the same with other BPI branches. THanks!
Thank you. Does the address on the meralco bill needs to be the same as the address on my valid id? Or it’s okay if not? Thank you in advance. ^_^
Hello! I tried to withdraw using my Express Teller ATM and the machine said my card is not activated. Do I still need to activate it over the counter?
Is that new account?
hi billy..
im planning to open an account and then i saw your blog..i choose easy saver account…is there any minimun account required if i wanted to deposit every month?
Nope. No minimun deposit as this not require maintaining balance. Thanks!
Within the day of application po ba makukuha na yung ATM pag nag open ng account sa Easy Saver?
Depends Jomar. I got mie after 3 days. Thanks!
Hi Good day!
i would like to ask what required valid id’s do i have to prepare
to avail your open accts. application from your bank.
i would love to hear your immediate response.
Thank you
Any government ID with picture. Usually SSS, Driver’s license, passport are the primary. Thanks!
Hi billy, i just wanna know why i cant withdraw?, nag deposit ako last week through express deposit. Tpos yung total balance ko may laman tpos ung available balance ko is 0.00. what happen po?
Are you checking online or thru ATM? It should be in savings. If still not, maybe you need to contact the bank. Thanks!
ives ganyan din ang case nung bpi-acct ko. sa total balance lahat pumapasok ng deposited amount. dec 2015 lang nagkaganyan yung sakin, dati naman okay yun. kakainis, di makawithdraw. di ko naman maayos kasi im working abroad. mas ok pa ata sa ibang bank na lang mag open ng acct, yung mas reliable.
Try to call their customer service. They might be able to check why that’s happening. Thanks!
Pwede pong gamitin ang account na ito for online stock trading like COL financial?
Good day!
I want to open account on bpi easy saver saving account. My bf from Germany wants to send me through account.. Is it possible for remittance?
And lastly, I was employed b4 but now not. What would be my requirements for opening account on bpi easy saver saving account?
I need your response. Pls help me. Thanks.
Yes Lyka, my brother from UAE remitting money thru my BPI easy saver. No hassle. Just valid IDs and physical appearance. Thanks!
I have I’d here like voters I’d,philhealth,police clearance and I have also a passport.. What the other requirements for opening account?
Billy is the barangay clearance is valid id?
because i already present my company and tin card but they said it was not valid
my Police clearance and Nbi clearance is already expired and its too hard to get it because it takes 1 day.
i have only philhealth but they need two.
Hi! is it possible to add funds to my paypal account, using BPI easy saver? 🙂
answer ASAP pretty please! heheh 😀
Yes! But there is a certain fee. 🙂
Hello billy need ba nang tin number if mag open nang easy saver? Plz answer thanks so much.
Some readers telling that their branches required TIN, but as per my personal experience, NO. Different branches have different rules I guess. Thanks!
Hi a blessed day to you!
I just opened a BPI Easy Saver’s account yesterday.The
teller was really nice and I got my ATM card right away!
When I got home and checked my papers, the teller actually
gave me the envelope that says “initial deposit” with
money inside.Was it a mistake or I should really
be the one to actually make the deposit
(at an express deposit machine).Thank you in advance!Please answer!
P.S.
I tried calling BPI but that branch’s number has a busy
tone for like forever.
That could be a mistake! Try to check your balance and see. Thanks!
Hi. Can I use this for shopping online in Ebay, Lazada, Amazon, etc. ? If not, how can I use this for online shopping?
As far as I know, nope. They have their own BPI online debit card that you can use for shopping or paying online. Thanks!
Billy, pwede ba na Mom ko mag oopen ng bpi easy saver account pero sakin ipapangalan?
Not sure about this May. But, you can open on your own with the help of your mom. If under 18, guardian is need in opening an account. Thanks!
Hello,
I have a few questions. is there also a 300p fee, if Minimum Monthly Average Daily Balance is not reeched, and how much would that minimum balance be?
Can I send money to this account from Belgium, and are there any costs?
No minimum balance required. Yes you can send money from abroad, there would be a certain charge/cost when sending the money as remittance here in the Philippines. And then P5 cost when withdrawing here in the Philippines. THanks!
Oh I forget. Are there any other cost related to this account?
P200 is the initial deposit or opening cost required. Thanks!
Is it ok if I only have postal id and school id also billing statement to open an account?
Thanks ! 🙂
Is there any fee or charge when you transfer funds to another BPI account thru online process?
Thanks 🙂
P5 for every transaction. 🙂
Hi, just want to ask. I read your blog and I really want to open an account so I went to the nearest branch and asked. The teller said that this account is for students only. Since I am already working, this account isn’t for me? Please reply. Thanks!
Can I get 2 card? For applying? Thinkpesos for separation
what if i have 10,000, for an easy saver account- it will earn 0.250% interest per annum, how much would that be?
Hi! I was supposed to open an easy saver account and I really wanted to save-up after my father got sick . . . So I went to BPI with the requirements, thinking that I can save with low initial deposit and no maintaining balance . . . But unfortunately, they wont let me open an easy saver account, they said its or students only 🙁
Naah. What branch did you try? I was able to open and I’m not a student. Thanks!
Thanks for the response 🙂 it was at Marikina branch . . . I guess i’ll try on a different branch
Can i use my Student id ?
Another question. If my balance is maintaining at 1000 pesos will it earn the interest?
if i have a 500php on my account and i didn’t deposit for 1 month can i able to claim it?
Yes!
Hi! Question po.. I need to open an acct for employment purposes though it will be personal and not a salary acct. I only have philhealth ID and voters ID. HOWEVER my voters ID is under my single name. Would that be OK? Pls answer asap.. Thanks in advance..
Please verify with the bank. Some branches have different policy than the others. Thanks!
Hi guys i open for my personal savings account @ BPI Easy saver account. i will share what i experience yesterday.
i ask the guard which line is for opening account and then he said in # 6 then he give me a number card.
then when my no. called the teller ask me what type of account i would like to open then i said “Easy Saver”
she said if i already complete my requirements
2×2 pic – 1pc
2 valid id – original and xerox
1 Tin ID ( if student i don’t if school id is allowed)
1 billing receipt ( take note make a photocopy of it) i forgot to xerox my billing so that i fall in line again tsk hassle so make sure you already photocopy of all requirement needed. so i fill up all the information required, then my number called.
my initial deposit is 250 pesos although they ask you how much would you like to deposit. and then she said i will go back @ thursday 4 business days to claim my ATM CARD which is i confused that billy got his ATM card right away when he open an account. but anyway maybe its different branch process.
and also there are many clients na nakasabay ko a student, kids , which is good that anyone can open an account.
im so excited and happy that i can open a bank account for a small amount of deposit and no maintaining balance required! thanks for this blog and the author of this. 🙂
Thanks for sharing your experience Marcelo. This will help other readers. As I’ve said, some branches can provide you the ATM right away but most are not. It really depends. Thanks again!
can I have 2 easy savers account? 🙂
What’s the purpose? Not sure if it’s allowed under the same name holder. Thanks!
Hi can you tell me what “initial deposit is?” I open an easy saver account and the initial deposit that I gave is 3000. Does that mean that my account cannot have lower than 3000?
Easy saver initial deposit is P200. If you gave P3000, maybe that’s a normal savings account. Initial deposit is usually the same with maintaining balance so you need to maintain those amount. Thanks!
Hello, how much is the charge if I trasnfer the fund from my BPI Easy Saver’s Account to my other BPI account? Thanks
None if you’re using online. We’re doing that back and forth and we’re not seeing any charges. But when we transfer to other people’s account, there is a charge. Thanks!
WOW.!! thank you for this blog. KUDOS for the author, LAHAT NG TANONG NA TUMATAKBO SA isip ko, like linking it to paypal and if makakapagtransfer ng money, ay nasagot. d talaga ko nag cocoment sa mga ganto, pero talagang ntuwa ako kya dko npigilan ang sarili ko mag comment hahahah, atleast dko na kelangan magpabalik balik ng bpi. thanks.
Sobrang helpful nitong blog post. I went to BPI Family Savings bank yesterday, Monday, to apply and ayun successful naman. I got my card the same day I applied for my account. Super accommodating ng staff at mabilis lang ang naging process nila (BPI Family Saving Bank, Metropoint Mall Pasay Branch). 🙂
Nice Mark. Congrats!
May I ask po if the Barangay clearance together with a school ID can be considered as 2 valid id’s in opening an atm account?It’s because I don’t have any valid ID aside from my UP school ID and I need to open an account asap. Thanks!
I will try this one
I wish I could get it like the blogger and the others
I I just want to make things clear out. Can i link it to paypal? As far as i know, Paypal only accept visa/mastercard and has only 2 digits at the back? Did you link you easy saver card to paypal successfully?
Based from friends and other articles online – yes. Unfortunately I’m not linking my BPI to paypal. If I did, I’ll give my personal experience. Thank you.
Yep! As far as I know,only those cards who have visa/Mastercard logo can be used to verify a paypal account.
Hi i already have my ATM and i’ve already change also my PIN
and then i enroll it tru express online site but it says my card will activate after 20 days so does it mean after 20 days saka palang ako mag start to deposit?
and then it says 3 days after would reflect the amount i deposit to my account?
why is that process takes too long?
also i want to add funds on my epay bpi so that i can purchase or buy items online but i will wait 20 days before i can start any transaction are you aware of this also billy? thanks for your reply 🙂
I’m not sure why it will take that long for you Sony. It should not more than 48 hours based from experience. Please check with BPI customer support. Thanks!
I don’t want to ask anything since I already got all the answers , I just want to say THANK YOU for this informative site that you made. Very helpful and sustainable 🙂
Thank you for the kind word Jievah. God bless!
Can i use BPI easy saver savings account when i go abroad??
Thanks 🙂
Not really sure but if they are megalink or bancnet partners I think it’s allowed. Thanks!
Can I look my balance online? Thanks.
Yes of course.
Can i open account even if im 16 years old and i dont have a registration form because i stop studying. 🙁 but i have a school id? Pls response
Pls answer me po. I need to know 🙁
Not sure about this Trishia. You may need assistance from your guardian too. To make sure, visit the nearest BPI in your area. Thanks!
I tried to open easy savers acct here in bpi angeles city pampanga branch . they said they only offer this acct for students. if youre not student then you have to go with the regular that should have a minimum of 3k maintaining balance.
I’m not a student and I was able to open mine before. Try other branch. Thanks!
Hi? Can I link this account to COL Financial?
Yes, I’m using this to fund my COL account. Thanks!
Hello I would like to ask how did you link your bpi easy saver to paypal? Thanks
Hello Ana, haven’t tried that yet but when I’ve other readers was able to do that. I’ll get back to you when I have the source. Thanks!
Hi! Can I ask if I can receive and pay by using my easy saver card through paypal?
Yes but haven’t tried it yet Emmanuel.
Answer me pls.
What are the acceptable IDs?
Not sure if there has been any changes since 2 or 3 years ago, but back then (or at least in my experience), the ATM Card that will come with any BPI Easy Saver account cannot be used with PayPal as a means of its verification — You can only link it to it for withdrawal purposes, that is granting that your PayPal account is already verified.
2 years ago, I personally had to register for BPI’s e-Prepaid MasterCard (a prepaid debit card) worth 500 pesos just to have my PayPal account be fully verified.
This is correct Dothackjhe. Thanks for the inputs!
Hi. I would like to ask if have you already tried withdrawing Paypal funds to BPI Easy Saver? My Paypal account is already verified and afaik, there’s 150 pesos charge (250 deduction if wrong info were entered).
hi pde ba toh gmitin as credit card??
Nope, but it can act as debit card. Thanks!
My sister is in UAE and she’s asking me if I can open her an account. I’ll be the one who will register but it’s going to be under her name. Is that possible?
Nope. Physical appearance is required. Thanks!
Good day, just wanna ask what if I open the main account here in Makati and my relatives will deposit out side of Makati.. like in BPI Pampang to BPI Makati.. is there a deposit fee?
They can deposit to any BPI Sha and no deposit fee for BPI branches. Thanks!
HI,
I want to open an easy saver account I just want to ask what would be the maximum deposit for this and if check could also be deposited with it?
Hello,
I hope you could answer me on this.
just want to know if possible to put a nam on the easy saver card? If so, could it be 2 names? Thank you.
Hello,
I hope you could answer me on this.
just want to know if possible to put a name on the easy saver card? If so, could it be 2 names? Thank you
The card owner will only be printed on the card. Thanks!
Hi! May I just ask, does Easy Savers come with a passbook or just an atm card? Thanks!
Hi! I have a BPI account thru my company, it is where I receive my payroll. Can I still open an Easy Saver Savings Account even though I already have an account in BPI? Thank you!
Yes Meeya you can definitely open a personal account. Thanks!
can you request bank certificate for visa application with easy saver ?
Ok lng ba kung magkaiba address ng id sa bill from cagayan ako but im here sa palawan ung id ko nkaAddress sa cagayan.
Hi. I made my easy saver acct last month and i never had a withdrawal transaction since i deposited last march 17. Is there a possibility for my acct to be closed?
QQ does it accrue interest?
Yes! 0.025% per annum. Thanks!
So, it’s 4/25/2016 and I tried applying for an Easy Saver account in BPI. I just want to share my experience, so everyone can get a heads up.
First off, the Easy Saver account is only available for students. Yep, that’s right. ONLY. FOR. STUDENTS.
And it took me an hour to find out too. Cause apparently, it takes about 30-45 minutes just to process one applicant.
Very poor cs from BPI and the website’s lack of info ( FOR STUDENTS ONLY ACCOUNT – that’s freaking 4 words ) is really… I don’t know… unprofessional? stupid?
Hopefully you guys had a better experience, but I’m definitely not going back there anytime soon.
REALLY??? I DONT THINK SO THAT THIS ACCOUNT IS FOR STUDENTS ONLY. MAYBE THE BRANCH YOU ARE GOING TO OPENED IS THE UNPROFFESIONAL ONE TRY DIFFERENT BRANCH.
Good Day. I have a question. will my easy saver account deduct 5 pesos if I apply to regular subscription plan(uitf)? Thank You
Hi. Good day! I just recently opened an account so that my father can send the money for this incoming enrollment. Do you know how much is the withdrawal limit in one day? Thanks in advance!
BPI has a limit of 20k per day. Thanks!
can i apply for easy saver even if i have only 1 valid id?
Are you a student? Yes, you can use just your school ID.
Hi! I tried to open the Easy Saver’s Account but the CS said it was only for Students. Has this always been the case or was this a recent change? Can you suggest any other account (or bank even) that has similar features of this account?
Not really sure why some branch are giving this kind of information. Many readers were able to open this account including me so I am not sure if it’s a new process or what. Maybe you can try other branch? Thanks.
good day, i just wanna ask how much is the lowest amount that i can deposit in the easy saving account?
No minimum deposit info was provided Sir Nomer. Thanks!
Hi! Mahigit 8 months ko ng di nahuhulugan yung account ko, pero may balance naman sya.., is there a possibility to be closed or still active at hindi sya nababawasan? Pls response. Ty
As long as it doesn’t fall below maintaining balance there will be no deductions and it will remain active. Thanks!
kailangan po ba na ang isa sa mga valid id’s na ipresent ay tin id??? tnx po
Hi i just want to ask if allowed to join account to easy saver account thanks 🙂
Can i use easy saver account in the other country thanks 🙂
Nope it’s only for BPI. Thanks!
Try ATM that has the same logo that can be found in the card. Afaik, that’s how it works for international use.
Ay akala ko po ba no maintaining balance ang easy saver? Easy saver din po kasi sa akin. If so, magkano po ang maintaining balance? Pls. Response. Ty.
No maintaining balance. thanks!
Hello.. Yung sa ID.. pwede po yung school ID diba? Eh pano yun lng po yung ID ko..
Hi, I do not have and ID’s right now. I lost my student ID and I a freelancer. Can I use Birth Certificate and Police Clearance as ID? since it is found in the list of bpi’s accepted ids list. let me know what you think, thanks
Hello first of all, thank you for your guide. It really helps me alot. But before I research on this BPI easy saver’s account, I already tried opening an account. Im presenting my Philhealth ID and Postal ID to my teller and she doesn’t accept it. Those id’s are secondary id’s she told me. She needs is SSS ID, driver’s license, passport, etc. Is that true that Philhealth and Postal ID are not primary IDs?
Hi Philip. Maybe try another branch? When I opened a BPI Direct ATM account a few years ago they accepted my Postal ID and Philhealth card. Research online and/or ask BPI on their Facebook account to get some clarifications. Hope that helps.
Is it possible to enroll a BPI Easy Saver’s account even if I have a BPI Direct Savings account? I hope there are multiple BPI account holders who can answer my query. Thank you in advance!
Yes. We have multiple BPI accounts and no issue. Thanks!
Thanks for answering. Just to clarify, do you have more than one BPI savings accounts? I plan to apply another one.
Yes, we have 4 actually. 2 for personal and 2 for the payroll of our company. Thanks!
Im a student but just a minor, can I bring just my school even if the requirement is 2 valid IDs ?
HELLO. Yan bang easy savings account kahit ba 250 lang ang ilagay ko pwede na poh ba dyan magpadala saakin ng pera from abroad?
Yes!
Please Answer my comment thank you and god bless 🙂
Bank teller told me only students can open this account type. Ended up opening a Save Up account for my payroll.
In what branch Dreu? Wondering why other readers telling the same but others are not. Mine is a regular savings account and I am not a student.
Why is it that on the BPI website, the requirements when opening an account say:
Valid ID with photo and signature
1×1 ID picture
Initial deposit
Utility Bill reflecting address
Source: https://www.bpiexpressonline.com/p/0/18/savings
This is different on you posted. Clarifications?
Hi Sam,
What’s the difference? I think they are the same. And to add, this was my experience when I opened the account. Hope this helps. Thank you!
Hi billy ahm ask ko lang po kakaopen ko lang ng account ko and today naibigay yung ATM ko after changing the pin sinubukan ko magwithdraw ng 200 sa 500 NA initial deposit ko pero ayaw nya bakit?
Sa easy saver savings pg nka maintain ka po 1000 s accnt m dba my interest..kelan nman papasok ang interest dun s accnt m?
Hello Sir! Kahit sino po ba pwede maka open ng Easy Savers? Kasi yung cousin ko nag try mag open tapos di sya pinayagan dahil for students lang daw.
Been getting this feedback this past few months but others are able to open even if they are not students. I was able to open too and I’m already working and not student. I’m not sure if there’s a new process or update or it may really depends on the branch. I’ll check it out and update this article once I have more info. Thanks!
Is this compatible for payroll?
Hi. Not sure but I use this for my personal savings. Thanks!
Hi Sir, I’m from Mindanao and currently staying now in Las Piñas with my aunt for 2 months now.
I want to open an account in BPI but my documents were addressed in Mindanao.
Will there be any complex in my IDs and my aunt’s billing statement?
When remitting money from abroad, converted to peso na po ba dapat ang ipadala sa bpi easy saver account mo? Thank you!
In our case yes. My brother remit from UAE and it was converted to peso by the remittance center there. Thanks!
Super helpful blogpost. And also just to share, I opened my BPI Easy Savers acct. yesterday. Hassle-free as long as you have the requirements. What I brought with me were:
PRC ID (the teller told me that if this was the valid id brought, no need for another ID. however, I still had an extra one, my Unified GSIS/SSS ID, just in case)
1×1 photo (the teller only took one, but I guess it won’t hurt to bring at least 2)
TIN number (i dont know if this varies per branch)
Fees (200php as initial and 50php for the card itself)
Photocopy/ies of IDs brought
After giving the requirements, just fill-up the forms needed.
She told me that my acct is already active and my ATM card will be ready for pick-up after a week (depends on the branch). The whole process oly took me at least 20-30mins.
Again thanks Billy for your post. I hate going to places unprepared since it gives me anxiety, and this article really helped ?☺ More power!!
Thanks Minette!
What is the requirement for a student 15 years old to apply and bring
hey, I’m 15 and i opened my account last august 5. Here in Dumaguete we were told that we should bring 1 (1×1 latest picture) and 2 valid I.D.’s That’s all, hope i helped.
and also dont forget to bring the initial deposit which is P200 and P50 for that card, overall P250.00
Can I use this easy saver account in buying things online like in Lazada? Thanks
Nope. It is a savings account and debit card and not a credit card. Thanks!
does this includes a regular atm card or a debit card?
Both Johnrey!
Hi po pwede po ba malaman if qualified po ung billing address ko? Kasi po ung nasa id ko po na address ay iba po ung number address na nakalagay sa billing address ko po ok lng ba yun?
how long does it take to get ATM?
I got mine within the day. That’s 3 years ago. Thanks!
Are there any atm cards from bpi which doesn’t require any maintaining balance aside from easy saver?
I’m planning to apply for a BPI Easy Savers account at the Commonwealth Branch (the one in Barangay Holy Spirit) within the week but I just have a few concerns:
– If I only have a Driver’s License (+ Photocopy of it), will this suffice? Or will they ask me to present another Valid ID?
– Do I still need to bring a Utility bill for the Billing Address verification?
– My TIN number is still in process, is there any chance that they might not ask for it?
If any of you guys have had an experience with the BPI Commonwealth branch, your input will be very much appreciated!
Your license + a billing statement are good to go chris. Thanks@
Pwede nman po ito for bank certificate purpose someday for visa applications right? ?
Hi! My boyfriend and I want to open a joint account. I just want to know what is the the following requirements needed?
Hi, I haven’t experience that in BPI but me and my wife did at BDO. Check here! THanks!
For valid ID’s, Can i used TIN ID and Company ID?
Tanong ko lang po kung puwede po ako magkaroon ng visa/mastercard na atm card with this account and if so kung may charges po at magkano?
is TIN# really needed for applying for this type of bank account?
Hi. Can BPI Easy Saver be converted into a joint account? Or do we need to have two separate easy save account to have a joint account? Thank you so much! 🙂
is easy saver has a fee when you deposit?
None. You can use the deposit machine or OTC.
Easy saver savings account do not require for a tin #?
Good day ,, Im 17y/o and im start working .. and i need to open an easy savers account.. Can i get one even im only 17? Just asking?
Hi. Just want to add this: Whenever you check your balance in their atm, they will deduct 5 pesos from your account.
HI. i haven’t gone to any bank to have a balance inquiry wc usually deducts P5. but i checked thru e-banking, thru internet, in the afternoon and when i checked again in the evening it has deducted P5. is it the same as balance inquiring in an atm? why???
Thanks for sharing your knowledge, im currently planning to open up an acct. and i would definitely consider this one, it actually fits to what im looking for.. 🙂
Hi billy, I want to ask if they still send you mails for your transactions. I would really appreciate your answer. And if they do, can i stop them from sending mails?
Yes. It’s automatic I guessed. Thanks!
hi… is it possible if my sister is the one to apply an easy saver for me? (named on me)?
thanks…
hi! is it possible if my sister is the one to apply an easy saver savings account for me?
hi! is it possible if my sister is the one to apply saver savings account for me?
or is it possible if I will open an account in quezon city but I am residing in Valenzueala?
(I am working in q.c but I am residing in valenzueala. is it possible to apply here in q.c?)
thanks..
did you get the nso or the photocopy of nso?
did you get the birth certificate or the photocopy of birth certificate
nso of whom?
Nso ko po ba o Nso Ng sister ko?
Hi sir billy, if nilink ko po ung BPI easy saver ko sa paypal, how much po yung deduct rate pag nag wiwithdraw galling paypal sa BPI?
just asking kung pwede magdeposit ng check sa ganitong accout?
Hi! I tried enrolling my easy savers account online but a pop up message says the account I am enrolling is ineligible. Is it possible that online banking is not applicable for easy savers account anymore? Hope you can answer as Ive tried messaging BPI thru FB and they did not reply. Thanks!
Good day !!!
Is it okay if ang valid id na gamitin ko is yung sa philhealth at sa sss ko po, nwla po kc yung tin id ko po..
pwd po kya yun??
THANK YOU.
pwede bang 1 postal ID lang? yung hindi pa digitalized, pero hindi pa naman sya expired.. wala pa akong voter’s ID kasi hindi pa available daw, pero may voter’s certification na ako..okay lang ba yun? may barangay clearance na din po ako.. please help!
Hi. I am planning to open an account, a student account specifically. And I heard that I need to bring my registration form and my ID. Unfortunately, my ID doesn’t have my signature in it. Another is I lost my registration form. Are there any substitute requirements? Reply ASAP. THANK YOU.
Can i use bpi easy card to pay in zalora and lazada? Thank you.
As clarification sa paglilink sa Paypal, yung bank account pwede i-link pero yung atm card hindi, dahil Visa, Mastercard, at afaik Diners at American Express. Eh EPS ngayon yung card ng bpi so hindi yan malilink sa Paypal. At yung fee, kapag mahigit 7k ang iwithdraw mo gamit ang bank account, libre yan.
Thanks Rhea!
so we can only use this to verify our paypal account.
does BPI change the price of the card? I applied for easy savers account and i payed 350. 200 for the deposit and 150 for the card.
hi, can i request for a bank statement and bank certificate of my ATM transaction or history because i need it for my visa application, please help thanks 🙂
id ng aswa ko is police id ang brnggay id only pde nb ko mkgopen ng account nun?
Hello sir Billy!
Thank you for this post, just a quick update regarding Easy Savers account
It’s card fee is now 150 Pesos. Every withdrawal transaction will cost 5 Pesos (through BPI ATM, shopping, etc.). Inquiring balance in other ATMs will cost 1.75 Pesos and withdrawing in them will deduct 15 Pesos. Easy Savers hold the 5 Pesos as a “maintaining balance” so you will see a discrepancy in your account, and if you withdraw everything in your ATM with an Easy Savers account, it will go to a negative balanced state which will close your account.
Withdrawing over-the-counter will be free, if you withdraw an amount of 20,000 and above.
Thank you Mark. Will update the article. Cheers!
hello. can i open an account even if i have no tin no.?
Nope. Apparently all financial establishments required TIN number when making new transactions. You can easily apply for a tin number on BIR. You just need a list of requirements that shows you need a tin number, birth certificate and a duly accomplished form 1904.
ahmm ask ko lang po pano pag walang tin number tsaka po isa lang po id ko student po kasi ako
Hi po, ask ko lng po. Meron po akong express card para sa payroll namin. Can I apply for another one tapos hindi na po for payroll? thanks..
Sir may I ask? how long before the 5 pesos deduction will be reflected on my account? I withdraw 2 times earlier and my savings still not deducted.
Paano po un ?? Housewife lng po ako gsto ko po sna mgopen ng easy saver account peo voters lng po ang id ko
No activity for more than 6months now
has less than P200 balance i think. can i still use it?
What if I don’t have a TIN number?
I am so glad na nakapag open ako ng easy saver account! Nagpasa lang ako ng 2 IDs, Student ID and Passport, and I am a student! Kahit pang grade 10 yung id ko (ngayon grade 11 na) tinanggap pa rin! Very easy!
nagpasa ka po ba ng TIN ID?
Sir what if I’m not leaving on the same address as per stated on my proof of billing, kasi nag wowork po ako ngayon oit of my own city? Can i still use the proof of billing ng may ari ng bahay?
sir, pwede po ba mag open ng account kapag student ? saka student id lang po ang meron ako. wala din po akong TIN number. makakapag open pa po ba ako ?
Can i ask who are the qualified client for applying Kaya savings account?