On this short article, I will share easy steps on how to open savings account in PNB. PNB is one of the well-known and stable bank here in the Philippines. If PNB is your bank of choice and looking for some guide and information this article will help you.
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Previously, this blog shared simple and easy steps how to open savings account in other known and large bank here in the Philippines like BDO, BPI, Metrobank, RCBC, and Chinabank.
I will continue sharing more tutorials and simple guide along the way to help our fellow kababayans managing their personal finances.
Alright, let’s check the requirements and steps on opening a savings account in PNB.
PNB savings account requirements
- 2 valid ID with photos
- 2 1×1 ID pictures
- Initial Deposit: P10,000 for Passbook and P3,000 for ATM
*New requirement:
- TIN number (in earlier part of 2016, almost all establishments doing financial transactions ask to require TIN numbers from their clients/customers)
Other features
PNB Passbook savings account
- Initial deposit: P10,000
- Minimum maintaning balance: P10,000
- Balance to earn interest: P15,000
- Interest rate: 0.100% p.a
PNB ATM savings account
- Initial deposit: P3,000
- Minimum maintaning balance: P3,000
- Balance to earn interest: P10,000
- Interest rate: 0.100% p.a
3 Easy steps to open savings account in PNB
1. Go to the nearest PNB branch in your area. Make sure to bring the requirements listed above.
2. Go to the new account section and advise the teller you’re going to open a savings account. The teller will provide you the application form.
3. Fill up the application form. Make sure you double check all the information. Once done, submit it to the teller together with the requirements and initial deposit amount of which savings account you chose. The bank teller will check and process your application.
Once completed, the teller will advise you when you can claim your ATM or passbook. Usually it’s 3-5 business days but depends on PNB branches.
That’s it!
You now have a savings account in PNB. You may check other types of bank account in PNB here. Start saving and working your financial goals to be financially free someday.
You may also check or read other personal finance tips on this blog to help you become more aware of how you can properly manage your personal finances.
You can check the ABC of emergency fund here to learn more about building emergency fund or you can read budgeting to help you in creating and working on your budget.
If your goal is to grow your money, savings account may not be the best tool to use. There are other investment vehicles out there that can help you more in growing your hard-earned money.
Here are some examples.
- Stock Market
- Mutual funds
- UITF
- Or businesses
There are other investments out there but make sure that you know something on it before venturing into any of them. You can read books, blogs or even attend seminars to help you gain more knowledge.
Always remember that investing in yourself is the best investment of all time.
I hope this has been informative, until next time! Cheers!
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thank you for Philippine National Bank
welcome AND HAPPY NEW YEAR <3
Do they require tin id?
Some readers advised/shared that TIN was required. Better to have one. Thanks!
weeee d nga
Pwede na ba boss ung lto license at pag ibig loyalty card para dun sa 2valid I.d. thnks boss
Hi my name Ikram please help me i open account in your bunk
Hi i want to requirements to open account; i come from overseas.. is there requirement of opening account fee of 2,000 pesos for atm card? Thanking you
Gusto ko po sanang. Mgbanko sa inyo ,pero d ko po alam kung paano ang gagawin at ung mga kailangan. pollicy ng banko nyo sana turuan nyo po ako at gusto ko mgkaron ng interestang pera ko .mg inquare po ako at mg open sa bnko nyo salamat po
Magkno po b ang tutubuin ng 60 tw ko sa bnko nyo sa loob ng isang bwan.
Hi….I want to open an account of your bank…I want to asked that for the 2valid id it could be possible my voters certificate sir…and my company id …thank you so much…
hi, may I ask what are the requirements for joint account? me and my boyfriend is planning to open a joint savings, we’re both working abroad,
thank u, ????
Hi pede na po ba postal id at baranggay id lng valid id ko kc ung s non prof id ko po mtgal p marelease ung id..kc mg oopen po sna aq s bangko nio..
Kailangan po ba talaga my tin #? Paano ang tulad ko na isang kasambahay lang, may sss at pag-ibig, philhealth pwede na ba yun sa 2 valid I’d? Gusto ko sana makapag ipon ng para para sa future ng dalawang nakakabatang kapatid ko, para makapag tapo
s sila
Wala ka po bang list of bdo savings account..pansin ko kac bpi lang yung meron mostly savings or passbook lang…
Guto ko kacng pumili which is the best bank ..gusto ko kacng magopen
Hello sir. How can I open PNB Debit Mastercard here in Saudi Arabia? Or just atm savings account?
Paano po kung student ka, kailangan pa po ba ng TIN?
Hello good day…can i ask you how much the minimum of maintaining balance for the ATM card acount,,,100,200,300,500,1000 or more….?
Thank You…GOD BLESS
Paano po kung walang TIN # ?
hi! sir billy, thank you for the tips.. i’m also a beginner.. I already have some savings account from bdo and bpi.. could you share some tips of security bank?.. I also plan to open for the rcbc, and east west with the low maintaining balance.. atleast now I know coz of your tips thanks
Hi po.. it is so easy to open an account but cud somebody share to me if there is a provision in the application in case of death of the account holder? My mom died and left P56k in her account and ang daming reqts para makuha naming beneficiaries yun. Sinabihan pa ung papa ko na may 4M nga daw sa ibang holder na d pa na withdraw. So malabo talaga kung ganun. Bka kc nkalagay sa form na incase of death may authorized family member.
Ako po ay Australian Citizen.Gusto ko pong mag open ng account.Paano po ang gaawin ko?